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Median interest rate on five-year fixed rate housing loans in Japan from 2015 to 2026

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Source

Release date

June 2026

Region

Japan

Survey time period

2015 to 2026*

Special properties

fixed rate for selected period of five years; as of December 1 each year*; median interest rate of city banks

Supplementary notes

*2026: as of June 1.

Figures show the median interest rate of Mizuho Bank, MUFG Bank, Sumitomo Mitsui Banking Corporation, Resona Bank, and Saitama Resona Bank.

Citation formats

Median five-year fixed mortgage rate in Japan 2015-2026

Published by ÌÇÐÄÆƽâ°æ Research Department, Jun 30, 2026

In June 2026, the median interest rate of five-year fixed rate housing loans provided by city banks in Japan stood at **** percent. Mortgage rates have risen notably in recent years, reflecting the central bank’s gradual raising of interest rates. City banks are the largest banks in Japan.

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