simple averages of monthly figures; values have been rounded
Supplementary notes
*Figures for 2025 are as of July 2025.
Based on data of domestically licensed banks that conduct transactions with the Bank of Japan. Excluding the Resolution and Collection Corporation, the Second Bridge Bank of Japan, and the Japan Post Bank.
Excluding overdrafts accounts.
Citation formats
Contract interest rate on new long-term loans and discounts of banks Japan 2016-2025
Between January and July 2025, the average contract interest rate on new long-term loans and discounts of domestically licensed banks in Japan was **** percent per annum. This represented an increase from **** percent in the previous year.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how ÌÇÐÄÆƽâ°æ can support your business.
Bank of Japan. (September 1, 2025). Average contract interest rate on new long-term loans and discounts of banks in Japan from 2016 to 2025 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 03, 2026, from /statistics/1298824/japan-banks-average-contract-interest-rates-new-long-term-loans-and-discounts/
Bank of Japan. "Average contract interest rate on new long-term loans and discounts of banks in Japan from 2016 to 2025." Chart. September 1, 2025. ÌÇÐÄÆƽâ°æ. Accessed August 03, 2026. /statistics/1298824/japan-banks-average-contract-interest-rates-new-long-term-loans-and-discounts/
Bank of Japan. (2025). Average contract interest rate on new long-term loans and discounts of banks in Japan from 2016 to 2025. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 03, 2026. /statistics/1298824/japan-banks-average-contract-interest-rates-new-long-term-loans-and-discounts/
Bank of Japan. "Average Contract Interest Rate on New Long-term Loans and Discounts of Banks in Japan from 2016 to 2025." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 1 Sep 2025, /statistics/1298824/japan-banks-average-contract-interest-rates-new-long-term-loans-and-discounts/
Bank of Japan, Average contract interest rate on new long-term loans and discounts of banks in Japan from 2016 to 2025 ÌÇÐÄÆƽâ°æ, /statistics/1298824/japan-banks-average-contract-interest-rates-new-long-term-loans-and-discounts/ (last visited August 03, 2026)
Average contract interest rate on new long-term loans and discounts of banks in Japan from 2016 to 2025 [Graph], Bank of Japan, September 1, 2025. [Online]. Available: /statistics/1298824/japan-banks-average-contract-interest-rates-new-long-term-loans-and-discounts/
