In September 2025, the short-term prime lending rate in Japan was about **** percent per annum. The prime lending rate is the most frequent interest rate charged by the majority of city banks (Mizuho Bank, MUFG Bank, Sumitomo Mitsui Banking Corporation, Resona Bank, and Saitama Resona Bank) on short-term loans to the most creditworthy clients. It serves as the benchmark for variable housing loans rates.
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Bank of Japan. (September 17, 2025). Short-term prime lending rate in Japan from January 2019 to September 2025 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 28, 2026, from /statistics/1487945/japan-monthly-short-term-prime-lending-rate/
Bank of Japan. "Short-term prime lending rate in Japan from January 2019 to September 2025." Chart. September 17, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 28, 2026. /statistics/1487945/japan-monthly-short-term-prime-lending-rate/
Bank of Japan. (2025). Short-term prime lending rate in Japan from January 2019 to September 2025. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 28, 2026. /statistics/1487945/japan-monthly-short-term-prime-lending-rate/
Bank of Japan. "Short-term Prime Lending Rate in Japan from January 2019 to September 2025." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 17 Sep 2025, /statistics/1487945/japan-monthly-short-term-prime-lending-rate/
Bank of Japan, Short-term prime lending rate in Japan from January 2019 to September 2025 ÌÇÐÄÆÆ½â°æ, /statistics/1487945/japan-monthly-short-term-prime-lending-rate/ (last visited July 28, 2026)
Short-term prime lending rate in Japan from January 2019 to September 2025 [Graph], Bank of Japan, September 17, 2025. [Online]. Available: /statistics/1487945/japan-monthly-short-term-prime-lending-rate/