In October 2023, nearly two thirds of buy now, pay later (BNPL) purchases made by financially fragile users of that technology in the United States had a value of up to *** U.S. dollars. In comparison, a higher share of the purchases made by financially stable BNPL users had a higher value.
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New York Fed. (February 14, 2024). Share of buy now, pay later (BNPL) purchases in the United States in October 2023, by purchase value and users' economic situation [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 31, 2026, from /statistics/1328281/size-of-bnpl-purchases-in-the-us-by-age/
New York Fed. "Share of buy now, pay later (BNPL) purchases in the United States in October 2023, by purchase value and users' economic situation." Chart. February 14, 2024. ÌÇÐÄÆÆ½â°æ. Accessed July 31, 2026. /statistics/1328281/size-of-bnpl-purchases-in-the-us-by-age/
New York Fed. (2024). Share of buy now, pay later (BNPL) purchases in the United States in October 2023, by purchase value and users' economic situation. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 31, 2026. /statistics/1328281/size-of-bnpl-purchases-in-the-us-by-age/
New York Fed. "Share of Buy Now, Pay Later (Bnpl) Purchases in The United States in October 2023, by Purchase Value and Users' Economic Situation." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 14 Feb 2024, /statistics/1328281/size-of-bnpl-purchases-in-the-us-by-age/
New York Fed, Share of buy now, pay later (BNPL) purchases in the United States in October 2023, by purchase value and users' economic situation ÌÇÐÄÆÆ½â°æ, /statistics/1328281/size-of-bnpl-purchases-in-the-us-by-age/ (last visited July 31, 2026)
Share of buy now, pay later (BNPL) purchases in the United States in October 2023, by purchase value and users' economic situation [Graph], New York Fed, February 14, 2024. [Online]. Available: /statistics/1328281/size-of-bnpl-purchases-in-the-us-by-age/