All figures are balances-based; See the "Details" tab for more information about source methodology
Supplementary notes
Data comes from U.S. bank holding companies, U.S. intermediate holding companies of foreign banking organizations, and covered savings and loan holding companies with 100 billion U.S. dollars or more in total consolidated assets.
Mortgage figures include foreclosures.
Citation formats
Quarterly delinquency rates of credit cards and mortgages in the U.S. 2012-2026
Credit card delinquency reached its highest level since 2019 in the first quarter of 2026, whereas mortgage delinquency remained low. This is according to consumer data supplied by large banks that have to report such figures when handling over 100 billion U.S. dollars worth of assets. **** percent of credit card balances were ** days late - the highest percentage since tracking began in 2012. First-lien mortgage origination remained historically low, likely due to high interest rates and housing prices. Note the graphic shown here is different from another source on credit card delinquency rates in the U.S., as those figures are aggregates.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how ÌÇÐÄÆƽâ°æ can support your business.
Philadelphia Fed. (July 13, 2026). Credit card and mortgage delinquency rates in the United States from 3rd quarter 2012 to 1st quarter 2026, by stage (30, 60 and 90 days past due) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 31, 2026, from /statistics/1445165/credit-card-mortgage-delinquency-rates-usa/
Philadelphia Fed. "Credit card and mortgage delinquency rates in the United States from 3rd quarter 2012 to 1st quarter 2026, by stage (30, 60 and 90 days past due)." Chart. July 13, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 31, 2026. /statistics/1445165/credit-card-mortgage-delinquency-rates-usa/
Philadelphia Fed. (2026). Credit card and mortgage delinquency rates in the United States from 3rd quarter 2012 to 1st quarter 2026, by stage (30, 60 and 90 days past due). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 31, 2026. /statistics/1445165/credit-card-mortgage-delinquency-rates-usa/
Philadelphia Fed. "Credit Card and Mortgage Delinquency Rates in The United States from 3rd Quarter 2012 to 1st Quarter 2026, by Stage (30, 60 and 90 Days past Due)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 13 Jul 2026, /statistics/1445165/credit-card-mortgage-delinquency-rates-usa/
Philadelphia Fed, Credit card and mortgage delinquency rates in the United States from 3rd quarter 2012 to 1st quarter 2026, by stage (30, 60 and 90 days past due) ÌÇÐÄÆƽâ°æ, /statistics/1445165/credit-card-mortgage-delinquency-rates-usa/ (last visited July 31, 2026)
Credit card and mortgage delinquency rates in the United States from 3rd quarter 2012 to 1st quarter 2026, by stage (30, 60 and 90 days past due) [Graph], Philadelphia Fed, July 13, 2026. [Online]. Available: /statistics/1445165/credit-card-mortgage-delinquency-rates-usa/
