Key insights
- Forecasted number of digital payment transactions in North America
- bn

Detailed statistics
Number of digital payments worldwide 2007-2024 with forecasts to 2029, by region
- Credit card penetration in the U.S.
- %

Detailed statistics
Credit card penetration in 161 countries worldwide 2011, 2014, 2017, 2021, 2024
- Buy now, pay later market share in domestic e-commerce in the U.S
- %

Detailed statistics
Buy now, pay later (BNPL) share in e-commerce in 43 countries worldwide 2016-2025
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Current statistics on this topic
Recommended statistics
Market share
6
- Triannual level of ATM cash payments in the U.S. 2015-2021
- Annual currency in circulation (CIC) to GDP ratio of the U.S. 2001-2023
- Most used in-store (POS) payment methods in the U.S. 2017-2025, with 2030 forecast
- Payments at points of sale by type in the U.S. 2025
- Most used e-commerce payment methods in the U.S. 2016-2025, with 2030 forecast
- Most common online payments by type in the U.S. 2025
Market share
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Triannual level of ATM cash payments in the U.S. 2015-2021

Triannual level of ATM cash payments in the U.S. 2015-2021
Share of ATM cash relative to the flow of other domestic payments at point of sale (POS) in the United States from 2015 to 2021
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Annual currency in circulation (CIC) to GDP ratio of the U.S. 2001-2023

Annual currency in circulation (CIC) to GDP ratio of the U.S. 2001-2023
Share of currency in circulation (CIC) to the nominal GDP of the United States from 2001 to 2023
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Most used in-store (POS) payment methods in the U.S. 2017-2025, with 2030 forecast

Most used in-store (POS) payment methods in the U.S. 2017-2025, with 2030 forecast
Market share of cash, credit cards, and other payment methods at point of sale (POS) in the United States from 2017 to 2025, with a forecast for 2030
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Payments at points of sale by type in the U.S. 2025

Payments at points of sale by type in the U.S. 2025
Payments at points of sale by type in the U.S. as of September 2025
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Most used e-commerce payment methods in the U.S. 2016-2025, with 2030 forecast

Most used e-commerce payment methods in the U.S. 2016-2025, with 2030 forecast
Market share of cash, credit cards, and other payment methods during online shopping in the United States from 2016 to 2025, with a forecast for 2030
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Most common online payments by type in the U.S. 2025

Most common online payments by type in the U.S. 2025
Most common online payments by type in the U.S. as of December 2025
Penetration
8
- Triennial credit card penetration in the U.S. 2011-2024, by demographic
- Triennial debit card penetration in the U.S. 2011-2024, by demographic
- Quarterly adoption of mobile payments at POS in the U.S. 2018-2026
- Mobile payments usage by situation in the U.S. 2025
- Penetration rate of wearable devices for payments in 7 countries in Europe NA 2024
- Annual crypto adoption development in the U.S. 2020-2025, by metric
- Domestic and cross-border e-commerce revenue share 2026, by country
- Quarterly market share of outgoing digital remittances in the U.S. 2016-2025
Penetration
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Triennial credit card penetration in the U.S. 2011-2024, by demographic

Triennial credit card penetration in the U.S. 2011-2024, by demographic
Share of individuals who own a credit card in the United States in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level
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Triennial debit card penetration in the U.S. 2011-2024, by demographic

Triennial debit card penetration in the U.S. 2011-2024, by demographic
Share of individuals who own a debit card in the United States in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level
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Quarterly adoption of mobile payments at POS in the U.S. 2018-2026

Quarterly adoption of mobile payments at POS in the U.S. 2018-2026
Mobile payments usage performed with any mobile device at POS in the United States from 2018 to 1st quarter of 2026
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Mobile payments usage by situation in the U.S. 2025

Mobile payments usage by situation in the U.S. 2025
Mobile payments usage by situation in the U.S. in 2025
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Penetration rate of wearable devices for payments in 7 countries in Europe NA 2024

Penetration rate of wearable devices for payments in 7 countries in Europe NA 2024
Share of consumers in Europe and North America who indicate they used a wearable device for payments in 2024
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Annual crypto adoption development in the U.S. 2020-2025, by metric

Annual crypto adoption development in the U.S. 2020-2025, by metric
Crypto Adoption Index ranking of the United States from 2020 to 2025, by metric
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Domestic and cross-border e-commerce revenue share 2026, by country

Domestic and cross-border e-commerce revenue share 2026, by country
Distribution of domestic and cross-border e-commerce revenues in 2026, by country
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Quarterly market share of outgoing digital remittances in the U.S. 2016-2025

Quarterly market share of outgoing digital remittances in the U.S. 2016-2025
Share of digitally initiated remittances in the United States from 2nd quarter 2016 to 3rd quarter 2025, based on remittance outflow towards any other country
Biggest brands
8
- Visa, Mastercard, Amex, Discover market share against each other in U.S. 2007-2024
- Biggest commercial card issuers in the U.S. 2019-2024, based on purchase volume
- Biggest contactless payment brands in the U.S. 2025
- Biggest e-commerce payment brands in the U.S. 2024
- Biggest buy now, pay later (BNPL) apps in the U.S. 2015-2025, based on downloads
- Biggest cryptocurrency wallets in the U.S. 2015-2025, based on downloads
- Largest real-time payments brands worldwide in 2025, based on number of transactions
- Quarterly market share of outgoing remittance brands in the U.S. 2011-2025
Biggest brands
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Visa, Mastercard, Amex, Discover market share against each other in U.S. 2007-2024

Visa, Mastercard, Amex, Discover market share against each other in U.S. 2007-2024
Market share of Visa, Mastercard, American Express, Discover as general purpose card brands in the United States from 2007 to 2024, based on value of transactions
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Biggest commercial card issuers in the U.S. 2019-2024, based on purchase volume

Biggest commercial card issuers in the U.S. 2019-2024, based on purchase volume
Leading commercial card issuers for small business in the United States from 2019 to 2024, based on value of transactions for business activities (in billion U.S. dollars)
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Biggest contactless payment brands in the U.S. 2025

Biggest contactless payment brands in the U.S. 2025
Biggest contactless payment brands in the U.S. as of December 2025
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Biggest e-commerce payment brands in the U.S. 2024

Biggest e-commerce payment brands in the U.S. 2024
Biggest e-commerce payment brands in the U.S. as of December 2024
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Biggest buy now, pay later (BNPL) apps in the U.S. 2015-2025, based on downloads

Biggest buy now, pay later (BNPL) apps in the U.S. 2015-2025, based on downloads
Biggest buy now, pay later (BNPL) apps in the United States from 1st quarter of 2015 to 2nd quarter of 2025, by number of downloads
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Biggest cryptocurrency wallets in the U.S. 2015-2025, based on downloads

Biggest cryptocurrency wallets in the U.S. 2015-2025, based on downloads
Biggest wallets for cryptocurrency storage in the United States from 1st quarter of 2015 to 1st quarter of 2025, by number of downloads
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Largest real-time payments brands worldwide in 2025, based on number of transactions

Largest real-time payments brands worldwide in 2025, based on number of transactions
Brands with the highest number of real-time (instant) payment transactions worldwide in 2025 (in billions)
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Quarterly market share of outgoing remittance brands in the U.S. 2011-2025

Quarterly market share of outgoing remittance brands in the U.S. 2011-2025
Biggest brands for remittances in the United States from 1st quarter 2011 to 3rd quarter 2025, based on remittance outflow towards any other country
Users
8
- Annual credit card and debit cards issued in the U.S. 2012-2024
- Number of contactless mobile payment users in U.S. 2022, with a 2027 forecast
- Quarterly Apple Pay penetration, online or offline, in the U.S. 2018-2026
- Quarterly Google Pay penetration, online or offline, in the U.S. 2018-2026
- Biggest buy now, pay later (BNPL) apps in the U.S. in 2025, based on MAU
- Buy now, pay later (BNPL) use in the U.S. 2025, by age, gender, income, race
- Annual number of crypto users in the U.S. 2017-2023
- Cryptocurrency use cases in the U.S. 2023, by age, gender, income, race
Users
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Annual credit card and debit cards issued in the U.S. 2012-2024

Annual credit card and debit cards issued in the U.S. 2012-2024
Total number of credit cards and debit cards in circulation in the United States from 2012 to 2024
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Number of contactless mobile payment users in U.S. 2022, with a 2027 forecast

Number of contactless mobile payment users in U.S. 2022, with a 2027 forecast
Estimates on the number of users of contactless/tap to pay mobile payments in the United States in 2022, with a forecast for 2027 (in billions)
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Quarterly Apple Pay penetration, online or offline, in the U.S. 2018-2026

Quarterly Apple Pay penetration, online or offline, in the U.S. 2018-2026
Apple Pay usage either for online payments or at POS in the United States from 2018 to 1st quarter of 2026
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Quarterly Google Pay penetration, online or offline, in the U.S. 2018-2026

Quarterly Google Pay penetration, online or offline, in the U.S. 2018-2026
Google Pay usage either for online payments or at POS in the United States from 2018 to 1st quarter of 2026
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Biggest buy now, pay later (BNPL) apps in the U.S. in 2025, based on MAU

Biggest buy now, pay later (BNPL) apps in the U.S. in 2025, based on MAU
Biggest buy now, pay later (BNPL) apps in the United States as of July 2025, by number of monthly active users (MAU)
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Buy now, pay later (BNPL) use in the U.S. 2025, by age, gender, income, race

Buy now, pay later (BNPL) use in the U.S. 2025, by age, gender, income, race
Share of respondents who said they used buy now, pay later (BNPL) in the United States in 2025, by age, gender, income, and race
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Annual number of crypto users in the U.S. 2017-2023

Annual number of crypto users in the U.S. 2017-2023
Estimated number of people who hold or trade cryptocurrency in the United States from 2017 to 2023
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Cryptocurrency use cases in the U.S. 2023, by age, gender, income, race

Cryptocurrency use cases in the U.S. 2023, by age, gender, income, race
Share of respondents who said they used cryptocurrency either for investments or transaction in the United States in 2023, by age, gender, income, and race
Transaction value
8
- Annual key figures on credit card payments in the U.S., with forecasts up to 2029
- Annual credit card spending in the U.S. 2012-2024
- Annual key figures on debit card payments in the U.S., with forecasts up to 2029
- Annual debit card spending in the U.S. 2012-2024
- Mobile payment market size in 4 countries in the Americas in 2020, with 2025 forecast
- Annual BNPL spending in the U.S. 2022-2025, with a 2031 forecast
- Annual buy now, pay later (BNPL) transaction volume in U.S. 2019-2021, by vertical
- Annual value of outgoing and incoming remittance flow in the U.S. 2021, by country
Transaction value
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Annual key figures on credit card payments in the U.S., with forecasts up to 2029

Annual key figures on credit card payments in the U.S., with forecasts up to 2029
Credit card payments trends overview for the United States from 2019 to 2024, with forecasts from 2025 to 2029
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Annual credit card spending in the U.S. 2012-2024

Annual credit card spending in the U.S. 2012-2024
Value of credit card transactions for payments in the United States from 2012 to 2024 (in million U.S. dollars)
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Annual key figures on debit card payments in the U.S., with forecasts up to 2029

Annual key figures on debit card payments in the U.S., with forecasts up to 2029
Debit card payments trends overview for the United States from 2019 to 2024, with forecasts from 2025 to 2029
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Annual debit card spending in the U.S. 2012-2024

Annual debit card spending in the U.S. 2012-2024
Value of debit card transactions for payments in the United States from 2012 to 2024 (in million U.S. dollars)
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Mobile payment market size in 4 countries in the Americas in 2020, with 2025 forecast

Mobile payment market size in 4 countries in the Americas in 2020, with 2025 forecast
Transaction volume of mobile payments in selected countries in North America and Latin America in 2020 with a forecast for 2025 (in million U.S. dollars)
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Annual BNPL spending in the U.S. 2022-2025, with a 2031 forecast

Annual BNPL spending in the U.S. 2022-2025, with a 2031 forecast
Estimated transaction value of buy now, pay later (BNPL) in the United States from 2022 to 2025, with a forecast until 2031 (in million U.S. dollars)
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Annual buy now, pay later (BNPL) transaction volume in U.S. 2019-2021, by vertical

Annual buy now, pay later (BNPL) transaction volume in U.S. 2019-2021, by vertical
Transaction volume of buy now, pay later (BNPL) in different product segments and merchant verticals in the United States from 2019 to 2021 (in billion U.S. dollars)
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Annual value of outgoing and incoming remittance flow in the U.S. 2021, by country

Annual value of outgoing and incoming remittance flow in the U.S. 2021, by country
Value of remittances sent from/to the United States to/from other countries or territories worldwide in 2021 (in million U.S. dollars)
Number of transactions
6
- Annual number of credit card transactions in the U.S. 2012-2024, per capita
- Size of a credit card transaction in the U.S. 2012-2023, in USD
- Annual number of debit card transactions in the U.S. 2012-2023, per capita
- Size of a debit card transaction in the U.S. 2012-2023, in USD
- Annual buy now, pay later (BNPL) loan number in U.S. 2019-2023
- Annual number of real-time payments in the U.S. in 2023, with a 2028 forecast
Number of transactions
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Annual number of credit card transactions in the U.S. 2012-2024, per capita

Annual number of credit card transactions in the U.S. 2012-2024, per capita
Total number of credit card transactions processed for payments in the United States from 2012 to 2024
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Size of a credit card transaction in the U.S. 2012-2023, in USD

Size of a credit card transaction in the U.S. 2012-2023, in USD
Average value of a credit card transaction in the United States from 2012 to 2023 (in U.S. dollars)
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Annual number of debit card transactions in the U.S. 2012-2023, per capita

Annual number of debit card transactions in the U.S. 2012-2023, per capita
Total number of debit card transactions processed for payments in the United States from 2012 to 2023
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Size of a debit card transaction in the U.S. 2012-2023, in USD

Size of a debit card transaction in the U.S. 2012-2023, in USD
Average value of a debit card transaction in the United States from 2012 to 2023 (in U.S. dollars)
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Annual buy now, pay later (BNPL) loan number in U.S. 2019-2023

Annual buy now, pay later (BNPL) loan number in U.S. 2019-2023
Number of buy now, pay later (BNPL) transactions in the United States from 2019 to 2023
-
Annual number of real-time payments in the U.S. in 2023, with a 2028 forecast

Annual number of real-time payments in the U.S. in 2023, with a 2028 forecast
Total number of real-time (instant) payments in the United States in 2023, with a forecast for 2028
Miscellaneous
6
- Triennial unbanked population share in the U.S. 2011-2024, by demographic
- Number of internet users in the United States 2000-2050
- Mobile internet usage penetration rate in the United States 2010-2050
- Revenue of the e-commerce industry in the United States 2017-2030
- Main cross-border online shopping markets in the U.S. 2022, by market share
- Payment types accepted by all e-commerce vendors in the U.S. in 2022 and 2024
Miscellaneous
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Triennial unbanked population share in the U.S. 2011-2024, by demographic

Triennial unbanked population share in the U.S. 2011-2024, by demographic
Share of unbanked individuals in the United States from 2011 to 2024, by age, gender, and income level
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Number of internet users in the United States 2000-2050

Number of internet users in the United States 2000-2050
Number of internet users in the United States from 2000 to 2050 (in millions)
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Mobile internet usage penetration rate in the United States 2010-2050

Mobile internet usage penetration rate in the United States 2010-2050
Mobile internet usage penetration rate in the United States from 2010 to 2050
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Revenue of the e-commerce industry in the United States 2017-2030

Revenue of the e-commerce industry in the United States 2017-2030
Revenue of the e-commerce industry in the United States from 2017 to 2030 (in billion U.S. dollars)
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Main cross-border online shopping markets in the U.S. 2022, by market share

Main cross-border online shopping markets in the U.S. 2022, by market share
Leading countries for cross-border online purchases in the United States in 2022, by market share
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Payment types accepted by all e-commerce vendors in the U.S. in 2022 and 2024

Payment types accepted by all e-commerce vendors in the U.S. in 2022 and 2024
Share of companies that accept selected digital payments for all types of e-commerce in the United States as of February 2024
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