Nonfederal loans include loans to students from states and from institutions, in addition to private loans issued by banks, credit unions, and Sallie Mae. Estimates of institutional and state loan volume are included only for academic years 1999-2000 through 2012-13.
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Total student loans provided in the U.S. 2003-2025
In the academic year 2003/04, a total of 99.9 billion U.S. dollars was offered to students across the United States in the form of loans. By 2024/25, this amount had increased to 102.6 billion U.S. dollars. This amount peaked in 2010/11, when 163.9 billion U.S. dollars were provided in student loans.
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College Board. (November 7, 2025). Total amount provided in student loans in the United States from 2003/04 to 2024/25 (in billion U.S. dollars) [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 15, 2026, from /statistics/235367/student-loans-in-the-us/
College Board. "Total amount provided in student loans in the United States from 2003/04 to 2024/25 (in billion U.S. dollars)." Chart. November 7, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 15, 2026. /statistics/235367/student-loans-in-the-us/
College Board. (2025). Total amount provided in student loans in the United States from 2003/04 to 2024/25 (in billion U.S. dollars). ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 15, 2026. /statistics/235367/student-loans-in-the-us/
College Board. "Total Amount Provided in Student Loans in The United States from 2003/04 to 2024/25 (in Billion U.S. Dollars)." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 7 Nov 2025, /statistics/235367/student-loans-in-the-us/
College Board, Total amount provided in student loans in the United States from 2003/04 to 2024/25 (in billion U.S. dollars) ÌÇÐÄÆÆ½â°æ, /statistics/235367/student-loans-in-the-us/ (last visited July 15, 2026)
Total amount provided in student loans in the United States from 2003/04 to 2024/25 (in billion U.S. dollars) [Graph], College Board, November 7, 2025. [Online]. Available: /statistics/235367/student-loans-in-the-us/