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Median mortgage down payment for home purchase in the United States from 2012 to 2025 (in U.S. dollars)

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Source

Release date

April 2026

Region

United States

Survey time period

2012 to 2025

Special properties

as of December of each year.

Method of interview

Postal questionnaire

Citation formats

Mortgage down payment for home purchase in the U.S. 2012-2025

Published by ÌÇÐÄÆƽâ°æ Research Department, Apr 22, 2026

The median mortgage down payment for home purchase in the United States declined in 2025. Between 2012 and 2024, the median down payment for a home purchase in the United States had more than doubled. In 2024, homebuyers who took out a mortgage to finance their purchase had to save up approximately ** U.S. dollars for a down payment. This is roughly U.S. dollars above the median down payment in 2020. This was a result of the rapid house price growth observed in recent years. In 2025, the median down payment declined by more than U.S. dollars.

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Topics

U.S. home buying processHousing market in the U.S.Millennials homeownership in the U.S.Rental market in the U.S.Affordable housing in the U.S.
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