In early 2025, Texas was one of the U.S. states with the highest debt balances from car loans. The car loan debt balance per capita in the United States as a whole was U.S. dollars. That figure is the result of dividing the total debt balance for that type of loan by the number of people living in the U.S., even those who do not have any car loan debt at all. That means that this figure is not representative of the amount of debt that an individual with a car loan has. In fact, the average car loan debt of people with some debt of that type in the U.S. is significantly higher.
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New York Fed. (May 31, 2025). Auto loan balance per capita in selected U.S. states in 1st quarter 2025 (in 1,000 U.S. dollars) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 21, 2026, from /statistics/1281691/average-auto-loan-debt-usa-by-state/
New York Fed. "Auto loan balance per capita in selected U.S. states in 1st quarter 2025 (in 1,000 U.S. dollars)." Chart. May 31, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 21, 2026. /statistics/1281691/average-auto-loan-debt-usa-by-state/
New York Fed. (2025). Auto loan balance per capita in selected U.S. states in 1st quarter 2025 (in 1,000 U.S. dollars). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 21, 2026. /statistics/1281691/average-auto-loan-debt-usa-by-state/
New York Fed. "Auto Loan Balance per Capita in Selected U.S. States in 1st Quarter 2025 (in 1,000 U.S. Dollars)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 31 May 2025, /statistics/1281691/average-auto-loan-debt-usa-by-state/
New York Fed, Auto loan balance per capita in selected U.S. states in 1st quarter 2025 (in 1,000 U.S. dollars) ÌÇÐÄÆƽâ°æ, /statistics/1281691/average-auto-loan-debt-usa-by-state/ (last visited July 21, 2026)
Auto loan balance per capita in selected U.S. states in 1st quarter 2025 (in 1,000 U.S. dollars) [Graph], New York Fed, May 31, 2025. [Online]. Available: /statistics/1281691/average-auto-loan-debt-usa-by-state/
