In 2024, United Wholesale Mortgage was the company with the largest market share based on the value of mortgage originations for home purchase. The company was responsible for *** percent of the home purchase market in that year, slightly higher than the market share of the second lender in the ranking, PennyMac Financial. The aggregate market share of the top five lenders totaled approximately **** percent. The mortgage market has suffered a decline in new business since 2021, mostly attributed to refinancing loans plummeting due to the higher mortgage interest rates. Nevertheless, the market is forecast to pick up in 2026, as interest rates decline.
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Fitch Ratings. (April 29, 2025). Largest home purchase mortgage lenders in the United States in 2024, by market share [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 28, 2026, from /statistics/1497148/largest-home-purchase-mortgage-lenders-usa/
Fitch Ratings. "Largest home purchase mortgage lenders in the United States in 2024, by market share." Chart. April 29, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 28, 2026. /statistics/1497148/largest-home-purchase-mortgage-lenders-usa/
Fitch Ratings. (2025). Largest home purchase mortgage lenders in the United States in 2024, by market share. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 28, 2026. /statistics/1497148/largest-home-purchase-mortgage-lenders-usa/
Fitch Ratings. "Largest Home Purchase Mortgage Lenders in The United States in 2024, by Market Share." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 29 Apr 2025, /statistics/1497148/largest-home-purchase-mortgage-lenders-usa/
Fitch Ratings, Largest home purchase mortgage lenders in the United States in 2024, by market share ÌÇÐÄÆÆ½â°æ, /statistics/1497148/largest-home-purchase-mortgage-lenders-usa/ (last visited July 28, 2026)
Largest home purchase mortgage lenders in the United States in 2024, by market share [Graph], Fitch Ratings, April 29, 2025. [Online]. Available: /statistics/1497148/largest-home-purchase-mortgage-lenders-usa/