E-commerce settlement services are defined as a service that goes between e-commerce businesses (e-commerce website operators) and payment service providers to undertake payment processing tasks on behalf of e-commerce businesses.
Figures prior to fiscal year 2020 are from previous reports.
100 Japanese yen equal 0.67 U.S. dollars or 0.62 euros as of April 2025.
Values have been rounded.
Citation formats
Size of the Buy Now, Pay Later (BNPL) market in Japan FY 2017-2028
The Buy Now, Pay Later (BNPL) market in Japan was projected to reach around *** trillion Japanese yen in the fiscal year 2024. The market was projected to expand to over *** trillion yen by fiscal year 2028.
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Yano Research. (April 3, 2025). Buy Now, Pay Later market size in Japan from fiscal year 2017 to 2023 with forecasts until 2028 (in billion Japanese yen) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 30, 2026, from /statistics/1303318/japan-buy-now-pay-later-market-size/
Yano Research. "Buy Now, Pay Later market size in Japan from fiscal year 2017 to 2023 with forecasts until 2028 (in billion Japanese yen)." Chart. April 3, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 30, 2026. /statistics/1303318/japan-buy-now-pay-later-market-size/
Yano Research. (2025). Buy Now, Pay Later market size in Japan from fiscal year 2017 to 2023 with forecasts until 2028 (in billion Japanese yen). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 30, 2026. /statistics/1303318/japan-buy-now-pay-later-market-size/
Yano Research. "Buy Now, Pay Later Market Size in Japan from Fiscal Year 2017 to 2023 with Forecasts until 2028 (in Billion Japanese Yen)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 3 Apr 2025, /statistics/1303318/japan-buy-now-pay-later-market-size/
Yano Research, Buy Now, Pay Later market size in Japan from fiscal year 2017 to 2023 with forecasts until 2028 (in billion Japanese yen) ÌÇÐÄÆƽâ°æ, /statistics/1303318/japan-buy-now-pay-later-market-size/ (last visited July 30, 2026)
Buy Now, Pay Later market size in Japan from fiscal year 2017 to 2023 with forecasts until 2028 (in billion Japanese yen) [Graph], Yano Research, April 3, 2025. [Online]. Available: /statistics/1303318/japan-buy-now-pay-later-market-size/
