Credit transfers: transactions handled by the Zengin System and other retail payment networks (domestic only); excluding credit transfers through on-us accounts.
Checks: transactions handled by all bill and check clearing systems in Japan.
Payments by card with a debit function: based on data from four debit card networks (J-Debit, JCB, VISA, and UnionPay).
E-money payments: figures include QR and barcode payments from 2018 onwards. E-money payments are not separated from payments by card with credit function.
Citation formats
Cashless payment volume in Japan 2017-2023, instrument type
In 2023, more than **** billion e-money payments were made in Japan. The number of payments with electronic money, comprised of IC-type e-money and QR code and barcode payments, has significantly increased in recent years.
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Bank of Japan. (March 25, 2025). Number of cashless payments in Japan from 2017 to 2023, by instrument type (in millions) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 26, 2026, from /statistics/1334734/japan-cashless-payment-volume-by-instrument-type/
Bank of Japan. "Number of cashless payments in Japan from 2017 to 2023, by instrument type (in millions)." Chart. March 25, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 26, 2026. /statistics/1334734/japan-cashless-payment-volume-by-instrument-type/
Bank of Japan. (2025). Number of cashless payments in Japan from 2017 to 2023, by instrument type (in millions). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 26, 2026. /statistics/1334734/japan-cashless-payment-volume-by-instrument-type/
Bank of Japan. "Number of Cashless Payments in Japan from 2017 to 2023, by Instrument Type (in Millions)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 25 Mar 2025, /statistics/1334734/japan-cashless-payment-volume-by-instrument-type/
Bank of Japan, Number of cashless payments in Japan from 2017 to 2023, by instrument type (in millions) ÌÇÐÄÆƽâ°æ, /statistics/1334734/japan-cashless-payment-volume-by-instrument-type/ (last visited July 26, 2026)
Number of cashless payments in Japan from 2017 to 2023, by instrument type (in millions) [Graph], Bank of Japan, March 25, 2025. [Online]. Available: /statistics/1334734/japan-cashless-payment-volume-by-instrument-type/
