Credit card figures include cards with a credit function and a delayed debit function.
Supplementary notes
The figures have been taken from several publications, as (the quality of) data tracking of card payments can vary significantly between countries, and to unify figures across different countries worldwide.
All figures stem from either theÌýÌýor theÌý. Both use figures submitted by the country's central bank to either or both sources.
2022 figures and beyond - release date November 2023 and later - made significant strides in reporting quality, sometimes causing significant breaks in methodology in individual countries. ÌÇÐÄÆÆ½â°æ sometimes still had to calculate figures, however, as card figures were split between non-remote and remote use cases, or credit cards were not always clearly defined.Ìý
Depending on the content, additional sources were used:
Per capita, 15 years and older:Ìý;
U.S. dollar conversion:Ìýrates from the Bank for International Settlements (BIS).
Citation formats
Annual credit card spending in Poland 2000-2024, in local currency and USD
The value of payments made using a card with a credit function increased during the period observed. In 2013, the value of payments amounted to approximately 9.6 billion euros, by 2024 this had increased to roughly 20.2 billion euros, an increase of 10.6 billion euros.
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ÌÇÐÄÆÆ½â°æ. (July 22, 2025). Value of credit card transactions for payments in Poland from 2000 to 2024 (in million Polish zloty, and estimates in U.S. dollars) [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 28, 2026, from /statistics/918461/value-of-payments-with-cards-with-a-credit-function-poland/
ÌÇÐÄÆÆ½â°æ. "Value of credit card transactions for payments in Poland from 2000 to 2024 (in million Polish zloty, and estimates in U.S. dollars)." Chart. July 22, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 28, 2026. /statistics/918461/value-of-payments-with-cards-with-a-credit-function-poland/
ÌÇÐÄÆÆ½â°æ. (2025). Value of credit card transactions for payments in Poland from 2000 to 2024 (in million Polish zloty, and estimates in U.S. dollars). ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 28, 2026. /statistics/918461/value-of-payments-with-cards-with-a-credit-function-poland/
ÌÇÐÄÆÆ½â°æ. "Value of Credit Card Transactions for Payments in Poland from 2000 to 2024 (in Million Polish Zloty, and Estimates in U.S. Dollars)." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 22 Jul 2025, /statistics/918461/value-of-payments-with-cards-with-a-credit-function-poland/
ÌÇÐÄÆÆ½â°æ, Value of credit card transactions for payments in Poland from 2000 to 2024 (in million Polish zloty, and estimates in U.S. dollars) ÌÇÐÄÆÆ½â°æ, /statistics/918461/value-of-payments-with-cards-with-a-credit-function-poland/ (last visited July 28, 2026)
Value of credit card transactions for payments in Poland from 2000 to 2024 (in million Polish zloty, and estimates in U.S. dollars) [Graph], ÌÇÐÄÆÆ½â°æ, July 22, 2025. [Online]. Available: /statistics/918461/value-of-payments-with-cards-with-a-credit-function-poland/