E-commerce: popular payment methods in Poland 2025| ��ƽ��

Most popular payment methods used when paying for a product bought online in Poland from 2017 to 2025

Characteristic	Blik	Quick electronic payments, e.g. PayU, Autopay	Payment card	Independent transfer to the store's account	Cash on delivery	Deferred payments	Google Pay	Installment payments	Apple Pay	Card at the pickup point	Cash at the pickup point
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Release date

June 2025

More information

Region

Poland

Survey time period

2017 to 2025

Special properties

E-shoppers

Method of interview

Computer-assisted web interviews (CAWI)

Citation formats

In 2025, BLIK was the most popular payment method for online shopping in Poland. In that year, nearly **** Poles chose this payment method. Besides, every * respondent used quick electronic payments, such as PayU and Autopay.

Methods and number of payments

In 2018, the most popular payment method among Poles was a bank transfer. More than **** of the payments in that year were made by this method. The second place was taken by card payment. Between 2009 and 2020, Poland recorded an increase of nearly *direct debit card payments, mainly due to the rise in the number of payment card locations, i.e., access to payment terminals. Recently, Poles have been increasingly using the possibility of contactless card payments. In 2022, the largest number of active contactless cards was held by mBank Bank, with over * cards.

Payments in e-commerce

In 2020, more than half of the surveyed Poles replied that they did not make online payments. This percentage may result from society's age and the inability and reluctance of the older generation to use the internet and therefore online payments. In contrast, more than half of the people in middle age (25–44 years old) used online payments. Due to the growing interest in online payments, e-commerce platforms offer their customers many options. In 2022, all e-commerce platforms offered card payments and BLIK payments.