Debit card payments were by far the most common payment method in Finland throughout the time period 2014 to 2020. The number of debit card transactions reached around *** billion in 2018, and amounted to a value of around** billion euros. The number of credit card transactions that same year reached *** million, with a total transaction value of about *** billion euros.
 Mobile payment methods
Another payment method that is becoming more and more popular is mobile payment apps. The most common payment app in Finland in 2019 was the Danish MobilePay, which was used by ** percent of Finns in September 2019. The app had more than ** thousand daily active users in the country in January 2020.
 Cash payments 
While card payments and mobile payment apps have been on the rise in Finland, cash payments experienced the opposite trend. The share of cash in total payment transactions overall declined since 2002, and decreased to around ** percent in 2018.
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Bank of Finland. (August 12, 2021). Number of card transactions in Finland from 2014 to 2020, by card function (in millions) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 26, 2026, from /statistics/611066/annual-payment-card-transactions-in-finland-by-type/
Bank of Finland. "Number of card transactions in Finland from 2014 to 2020, by card function (in millions)." Chart. August 12, 2021. ÌÇÐÄÆƽâ°æ. Accessed July 26, 2026. /statistics/611066/annual-payment-card-transactions-in-finland-by-type/
Bank of Finland. (2021). Number of card transactions in Finland from 2014 to 2020, by card function (in millions). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 26, 2026. /statistics/611066/annual-payment-card-transactions-in-finland-by-type/
Bank of Finland. "Number of Card Transactions in Finland from 2014 to 2020, by Card Function (in Millions)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 12 Aug 2021, /statistics/611066/annual-payment-card-transactions-in-finland-by-type/
Bank of Finland, Number of card transactions in Finland from 2014 to 2020, by card function (in millions) ÌÇÐÄÆƽâ°æ, /statistics/611066/annual-payment-card-transactions-in-finland-by-type/ (last visited July 26, 2026)
Number of card transactions in Finland from 2014 to 2020, by card function (in millions) [Graph], Bank of Finland, August 12, 2021. [Online]. Available: /statistics/611066/annual-payment-card-transactions-in-finland-by-type/
