Europe: debit card use per country 2000-2020| ��ƽ��

Total number of debit card payments in 26 countries in Europe from 2000 to 2020 (in millions)

Characteristic	France	Germany	Poland	Netherlands	Spain	Sweden	Italy	Belgium	Denmark	Finland	Czechia	Ireland	Greece	Hungary	Romania	Austria	Slovakia	Lithuania	Latvia	Estonia	Croatia	Bulgaria	Slovenia	Luxembourg	Cyprus	Malta
2000	-	1,133.89	31.69	801.49	-	256	317.92	379.92	412	256	14.5	34	0.6	19.27	0.78	80.1	-	4.16	5.23	-	-	-	13.93	-	2.45	2.42	-
2001	-	1,334.15	59.26	954.4	-	326	433.39	432.78	453	293	26.6	43	1.47	26.49	1.58	105.6	10.97	7.74	8.12	-	-	0.86	26.95	13.53	3.24	2.01	-
2002	-	1,535.77	76.43	1,068.57	612.43	509	552.04	506.79	492	376	41	55	2.02	37.67	10.1	140.9	17.38	16.28	12.82	-	-	1.6	32.08	16.91	4.65	2.13	-
2003	-	1,670.31	103.16	1,157.07	630.85	670.29	610.73	544.07	552	448	55.9	60	2.25	50.37	18.93	157.3	22.59	24.64	20.22	-	-	2.69	38.05	18.7	5.6	2.59	-
2004	-	1,869.03	147.24	1,247.09	692.84	777	671.97	597.31	611.31	506	79.94	68	2.91	62.46	26.3	181.31	26.74	35.58	28.19	53.18	-	5.32	44.78	20.62	6.63	2.92	-
2005	-	1,982.26	187.12	1,345.16	743.37	772	732.8	659.46	620.57	598	73.56	80	4.94	75.87	37.52	207.68	33.95	49.56	37.62	73.99	-	12.59	49.93	22.68	8.04	3.48	-
2006	-	2,026.81	251.08	1,465.72	806.55	868	770.65	710.36	722.31	727	85.63	99.4	5.43	94.73	16.98	229.96	38.8	54.95	51.94	96.37	-	20.46	56.2	25.01	9.66	4.12	-
2007	-	1,710.69	335.51	1,606.53	862.97	1,004	825.35	764.16	794.93	828	119	136.7	6.36	114.45	33.04	252.34	65.49	68.9	65.33	117.62	-	7.68	60.41	27.67	11.41	5.21	-
2008	-	1,878.32	425.08	1,779.87	921.47	1,196.4	873.31	828.17	867.7	914	135.89	181.2	7.94	142.65	57.73	274.53	77.7	81.85	69.41	132.51	-	9.26	65.67	31	14.11	6.47	-
2009	-	2,007.03	528.83	1,978.12	952.32	1,306.3	902.16	885.2	918.91	835	159.66	195.1	9.24	157.6	70.07	292.8	102.16	84.6	74.16	138.33	-	8.43	69.61	34.04	14.95	7.17	-
2010	-	2,196.27	656.65	2,206.41	997.12	1,421.2	914.76	945.9	1,008.8	953	191.11	207.79	10.85	184.16	87.15	316.89	116.98	88.52	78.93	149.91	-	12.96	74.93	36.16	17.98	8.07	-
2011	-	2,399.67	826.67	2,333.92	1,062.3	1,477.5	981.12	1,020.57	1,097.9	994.96	238.47	237.6	12.83	204.37	107.44	328.62	139.58	95.39	92.24	179.14	-	18.61	79.67	37.83	19.95	8.88	-
2012	-	2,579.08	1,001.54	2,530.66	1,096.29	1,648	1,091.52	1,087.6	1,203.31	1,053.23	279.12	309.2	17.67	236.39	130.33	358.79	156.59	118.05	105.9	193.49	-	23.86	85.37	44.17	22.19	10.3	-
2013	-	2,885.33	1,203.58	2,765.04	1,174.66	1,819	1,225.77	1,168.56	1,318.19	1,110.98	332.53	340.9	23.47	268.53	155.71	389.37	199.11	140.32	126.82	206.64	115.32	34.9	90.12	47.66	23.18	13.24	-
2014	4,924.17	2,595.06	1,598.57	3,037.49	1,387.4	1,989.12	1,390.06	1,305.81	1,466.52	1,189.92	415.97	357.78	34.04	302.3	189.44	431.07	248	154.47	156.96	222.92	125.13	46.63	96.68	51.91	23.55	13.03	-
2015	6,124.53	2,722.57	2,251.64	3,392.03	1,712.14	2,343	1,617.15	1,275.53	1,653.42	1,269.45	495.95	515.7	82.49	362.38	234.13	450.52	275.53	188.67	170.97	239.79	140.54	57.93	103.69	56.47	26.62	15	-
2016	7,634.53	2,963.43	2,852.75	3,743.12	2,100.36	2,604	1,836.49	1,481.52	1,814.5	1,380.62	624.38	564.43	221.51	453.81	300.23	503.79	328.79	214.14	199.42	259.87	163.64	68.02	116.18	61.92	31.69	17.75	-
2017	8,335.11	3,275.38	3,480.43	4,105.33	2,519.56	2,778	1,941	1,564.12	1,989.72	1,492.43	767.49	687.84	407.25	579.88	402.73	575.67	374.67	250.52	239.31	283.55	188.39	100.57	132.71	70.85	39.21	-	-
2018	9,335	3,913.77	4,282.58	4,528.61	3,221.22	2,953.95	2,208	1,832.36	2,045.15	1,670.23	957.17	852.98	519.07	724.39	564.24	660.9	425.57	300.95	278.08	309.54	219.36	130.62	152.92	83.81	52.1	-	-
2019	10,121	4,715.9	5,242.22	4,879.95	3,863.66	3,073.98	2,471	2,041.17	2,174.36	1,791.5	1,151.15	999.6	670.07	872.77	760.42	762.14	503.7	364.3	318.7	338.32	262.39	164.18	178.46	111.93	65.54	34.2	-
2020	9,931.34	5,911.43	5,648.57	4,548.85	4,177.74	2,835.84	2,498.72	2,208.2	2,149.43	1,746.17	1,340.86	1,074.11	962.51	956.79	935.63	885.59	518.78	495.86	337.18	331.15	294.47	185.64	176.05	126.8	79	-	-

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Release date

July 2021

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Region

Survey time period

2000 to 2020

Special properties

The graphic shown is interactive: Clicking on the country names, either adds or removes a country from the graphic; Due to Brexit, the source from 2020 onwards removed all figures that cover the United Kingdom

Supplementary notes

The figures have been taken from several publications, as (the quality of) data tracking of card payments can vary significantly between countries, and to unify figures across different countries worldwide.

All figures stem from either the��or the��. Both use figures submitted by the country's central bank to either or both sources.

2022 figures and beyond - release date November 2023 and later - made significant strides in reporting quality, sometimes causing significant breaks in methodology in individual countries. ��ƽ�� sometimes still had to calculate figures, however, as card figures were split between non-remote and remote use cases, or credit cards were not always clearly defined.��

Depending on the content, additional sources were used:

Per capita, 15 years and older:��;
U.S. dollar conversion:��rates from the Bank for International Settlements (BIS).

Citation formats

The number of debit card payments in the European Union in 2020 varied strongly per country. The United Kingdom (UK) accounted for more than 20.7 billion of these transactions. In the same year, 11 countries in the European Union saw more than one billion debit card payments. Between 2013 and 2019, the number of debit card payments in the European Union increased almost every year.

Rise of payment cards

Between 2010 and 2017, the number of payment cards active in Europe increased by almost 85 million. With the number of credit and debit cards rising, the need for more point-of-sale (POS) terminals has seen an increase of more than three million POS stations across Europe.

Credit cards

The share of credit card owners amongst the adult population in Europe varies by country, with Norway and Luxembourg seeing more than two thirds of adults owning a credit card in 2017. In Europe, the leading credit card brands were Visa and Mastercard which, between them had a market share of more than 95 percent.