In 2021, payment by card was the most popular online shopping payment method in Sweden. Specifically, this was the preferred option for roughly ** percent of the respondents from a survey evaluating payment method usage among consumers. Swish was second in the ranking with over ** percent of respondents preferring it.
Debit and credit card use
The usage rate of debit cards in Sweden remained relatively stable between 2010 and 2020. Over the course of this decade, the number of debit card users had fluctuated between ** and ** percent. Conversely, the share of Swedes using credit cards had spiked from about ** percent in 2018 to roughly ** percent in 2020.
Swish
The mobile payment system known as Swish is a Swedish application, which has become beloved and used by many consumers in Sweden. In fact, there were over over *** million Swish accounts in Sweden as of March 2021, *** million of which were private accounts, a considerable increase over previous years.
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Nets. (May 5, 2022). Most commonly preferred online shopping payment methods in Sweden in 2021 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 27, 2026, from /statistics/456288/leading-payment-methods-for-online-shopping-in-sweden/
Nets. "Most commonly preferred online shopping payment methods in Sweden in 2021." Chart. May 5, 2022. ÌÇÐÄÆÆ½â°æ. Accessed July 27, 2026. /statistics/456288/leading-payment-methods-for-online-shopping-in-sweden/
Nets. (2022). Most commonly preferred online shopping payment methods in Sweden in 2021. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 27, 2026. /statistics/456288/leading-payment-methods-for-online-shopping-in-sweden/
Nets. "Most Commonly Preferred Online Shopping Payment Methods in Sweden in 2021." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 5 May 2022, /statistics/456288/leading-payment-methods-for-online-shopping-in-sweden/
Nets, Most commonly preferred online shopping payment methods in Sweden in 2021 ÌÇÐÄÆÆ½â°æ, /statistics/456288/leading-payment-methods-for-online-shopping-in-sweden/ (last visited July 27, 2026)
Most commonly preferred online shopping payment methods in Sweden in 2021 [Graph], Nets, May 5, 2022. [Online]. Available: /statistics/456288/leading-payment-methods-for-online-shopping-in-sweden/