The survey was done by 15,000 respondents in the Nordics and the DACH region.
This question was phrased by the source as follows: " Mitä seuraavista maksutavoista olet käyttänyt ostaessasi/ maksaessasi verkossa viimeisen 28 päivän aikana?" (Which of the following payment methods have you used when buying/ paying online in the last 28 days?)
As of 2021, the largest share of online shoppers in Finland, around *** in ***, preferred online banking as the e-commerce payment method of choice. Card payment was preferred by almost half of the Finnish respondents, whereas invoicing was favored by over ** percent of Finns over the evaluated period.
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Paytrail. (June 3, 2022). Preferred online payment services in Finland in 2021 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 21, 2026, from /statistics/1055666/digital-payment-preference-in-finland/
Paytrail. "Preferred online payment services in Finland in 2021." Chart. June 3, 2022. ÌÇÐÄÆƽâ°æ. Accessed July 21, 2026. /statistics/1055666/digital-payment-preference-in-finland/
Paytrail. (2022). Preferred online payment services in Finland in 2021. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 21, 2026. /statistics/1055666/digital-payment-preference-in-finland/
Paytrail. "Preferred Online Payment Services in Finland in 2021." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 3 Jun 2022, /statistics/1055666/digital-payment-preference-in-finland/
Paytrail, Preferred online payment services in Finland in 2021 ÌÇÐÄÆƽâ°æ, /statistics/1055666/digital-payment-preference-in-finland/ (last visited July 21, 2026)
Preferred online payment services in Finland in 2021 [Graph], Paytrail, June 3, 2022. [Online]. Available: /statistics/1055666/digital-payment-preference-in-finland/
