Banked households that accessed their account in the past 12 months
Supplementary notes
The source does not provide additional information on the survey type.
The source adds the following information: "The household classification of a socioeconomic or demographic variable that is defined at the person level rather than the household level (e.g., race/ethnicity, education, or employment status) is based on the socioeconomic or demographic classification of the householder/reference person."
Citation formats
Mobile banking as primary method to access account in the U.S. 2019-2023, by race
Mobile banking has grown significantly in recent years, becoming the primary method of account access for many customers. In the United States, the share of banked households using mobile banking as their primary access method reached **** percent in 2023. While usage varied across ethnic groups, with multiracial families consistently reporting the highest rate, mobile banking adoption increased across all ethnic groups between 2019 and 2023.
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FDIC. (October 29, 2024). Share of banked households using mobile banking as primary method to access bank account in the United States from 2019 to 2023, by ethnicity [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 28, 2026, from /statistics/1618130/mobile-banking-as-primary-method-to-access-account-usa-by-race/
FDIC. "Share of banked households using mobile banking as primary method to access bank account in the United States from 2019 to 2023, by ethnicity." Chart. October 29, 2024. ÌÇÐÄÆÆ½â°æ. Accessed July 28, 2026. /statistics/1618130/mobile-banking-as-primary-method-to-access-account-usa-by-race/
FDIC. (2024). Share of banked households using mobile banking as primary method to access bank account in the United States from 2019 to 2023, by ethnicity. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 28, 2026. /statistics/1618130/mobile-banking-as-primary-method-to-access-account-usa-by-race/
FDIC. "Share of Banked Households Using Mobile Banking as Primary Method to Access Bank Account in The United States from 2019 to 2023, by Ethnicity." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 29 Oct 2024, /statistics/1618130/mobile-banking-as-primary-method-to-access-account-usa-by-race/
FDIC, Share of banked households using mobile banking as primary method to access bank account in the United States from 2019 to 2023, by ethnicity ÌÇÐÄÆÆ½â°æ, /statistics/1618130/mobile-banking-as-primary-method-to-access-account-usa-by-race/ (last visited July 28, 2026)
Share of banked households using mobile banking as primary method to access bank account in the United States from 2019 to 2023, by ethnicity [Graph], FDIC, October 29, 2024. [Online]. Available: /statistics/1618130/mobile-banking-as-primary-method-to-access-account-usa-by-race/