Banked households that accessed their account in the past 12 months
Supplementary notes
The source does not provide additional information on the survey type.
The source adds the following information: "The household classification of a socioeconomic or demographic variable that is defined at the person level rather than the household level (e.g., race/ethnicity, education, or employment status) is based on the socioeconomic or demographic classification of the householder/reference person."
Citation formats
Mobile banking as primary method to access account in U.S. 2019-2023, by education
Mobile banking usage in the U.S. increased across households with all levels of educational attainment between 2019 and 2023. Households with a college-educated reference person consistently reported the highest adoption rates, with **** percent using mobile banking as their primary method of accessing bank accounts in 2023.
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FDIC. (October 29, 2024). Share of banked households using mobile banking as primary method to access bank account in the United States from 2019 to 2023, by education level [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 28, 2026, from /statistics/1618124/mobile-banking-as-primary-method-to-access-account-usa-by-education/
FDIC. "Share of banked households using mobile banking as primary method to access bank account in the United States from 2019 to 2023, by education level." Chart. October 29, 2024. ÌÇÐÄÆƽâ°æ. Accessed July 28, 2026. /statistics/1618124/mobile-banking-as-primary-method-to-access-account-usa-by-education/
FDIC. (2024). Share of banked households using mobile banking as primary method to access bank account in the United States from 2019 to 2023, by education level. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 28, 2026. /statistics/1618124/mobile-banking-as-primary-method-to-access-account-usa-by-education/
FDIC. "Share of Banked Households Using Mobile Banking as Primary Method to Access Bank Account in The United States from 2019 to 2023, by Education Level." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 29 Oct 2024, /statistics/1618124/mobile-banking-as-primary-method-to-access-account-usa-by-education/
FDIC, Share of banked households using mobile banking as primary method to access bank account in the United States from 2019 to 2023, by education level ÌÇÐÄÆƽâ°æ, /statistics/1618124/mobile-banking-as-primary-method-to-access-account-usa-by-education/ (last visited July 28, 2026)
Share of banked households using mobile banking as primary method to access bank account in the United States from 2019 to 2023, by education level [Graph], FDIC, October 29, 2024. [Online]. Available: /statistics/1618124/mobile-banking-as-primary-method-to-access-account-usa-by-education/
