Total payments revenue in Europe, Middle East, and Africa (EMEA) from 2014 to 2024, by customer segment and product delivered
(in billion U.S. dollars)
Characteristic
Commercial: Cross-border payment services (B2B, B2C) and documentary trade finance
Commercial: Net interest income on current accounts and overdrafts
Commercial: Fee revenues on domestic payment transactions and account maintenance (excluding credit cards)
Commercial: Credit cards
Consumer: Remittance services and C2B cross-border payment services
Consumer: Net interest income on current accounts and overdrafts
Consumer: Fee revenues on domestic payment transactions and account maintenance (excluding credit cards)
Consumer: Credit cards
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Fees on both consumer and commercial payments were responsible for roughly **** of total payments revenue in Europe, the Middle East, and Africa in 2024. The source compares the region to the world overall: Commercial made up ** percent of overall revenue and ** percent of consumer payments in 2024. This distribution was slightly larger in EMEA, with commercial-driven payments making up ** percent of overall revenue and ** percent of consumer payments.
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ÌÇÐÄÆÆ½â°æ, & McKinsey & Company. (September 23, 2025). Total payments revenue in Europe, Middle East, and Africa (EMEA) from 2014 to 2024, by customer segment and product delivered (in billion U.S. dollars) [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 20, 2026, from /statistics/1418642/emea-payments-revenue-by-segment-and-type/
ÌÇÐÄÆÆ½â°æ, und McKinsey & Company. "Total payments revenue in Europe, Middle East, and Africa (EMEA) from 2014 to 2024, by customer segment and product delivered (in billion U.S. dollars)." Chart. September 23, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 20, 2026. /statistics/1418642/emea-payments-revenue-by-segment-and-type/
ÌÇÐÄÆÆ½â°æ, McKinsey & Company. (2025). Total payments revenue in Europe, Middle East, and Africa (EMEA) from 2014 to 2024, by customer segment and product delivered (in billion U.S. dollars). ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 20, 2026. /statistics/1418642/emea-payments-revenue-by-segment-and-type/
ÌÇÐÄÆÆ½â°æ, and McKinsey & Company. "Total Payments Revenue in Europe, Middle East, and Africa (Emea) from 2014 to 2024, by Customer Segment and Product Delivered (in Billion U.S. Dollars)." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 23 Sep 2025, /statistics/1418642/emea-payments-revenue-by-segment-and-type/
ÌÇÐÄÆÆ½â°æ & McKinsey & Company, Total payments revenue in Europe, Middle East, and Africa (EMEA) from 2014 to 2024, by customer segment and product delivered (in billion U.S. dollars) ÌÇÐÄÆÆ½â°æ, /statistics/1418642/emea-payments-revenue-by-segment-and-type/ (last visited July 20, 2026)
Total payments revenue in Europe, Middle East, and Africa (EMEA) from 2014 to 2024, by customer segment and product delivered (in billion U.S. dollars) [Graph], ÌÇÐÄÆÆ½â°æ, & McKinsey & Company, September 23, 2025. [Online]. Available: /statistics/1418642/emea-payments-revenue-by-segment-and-type/