The use of credit cards varied significantly within Europe, with Finland and Poland barely using them, whilst their market share was over ** percent in France. This is somewhat at odds with figures on credit card penetration in the world. The United Kingdom, for example, ranks as one of the top countries worldwide in terms of credit card ownership, and also ranks high in this particular overview. France, however, had a significantly lower credit card penetration, but outranks the UK in terms of market share for credit cards. This may be a consequence of the different card schemes that exist within Europe's payment landscape. France has a domestic scheme - unique to that country alone - that is co-branded with Visa, enabling both credit card and debit card payments.
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Worldpay, & ÌÇÐÄÆƽâ°æ. (March 27, 2026). Market share of credit cards in total value of e-commerce and point of sale (POS) payments in Europe in 2025, by country [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 05, 2026, from /statistics/1394461/europe-share-of-credit-card-payments-by-country/
Worldpay, und ÌÇÐÄÆƽâ°æ. "Market share of credit cards in total value of e-commerce and point of sale (POS) payments in Europe in 2025, by country." Chart. March 27, 2026. ÌÇÐÄÆƽâ°æ. Accessed August 05, 2026. /statistics/1394461/europe-share-of-credit-card-payments-by-country/
Worldpay, ÌÇÐÄÆƽâ°æ. (2026). Market share of credit cards in total value of e-commerce and point of sale (POS) payments in Europe in 2025, by country. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 05, 2026. /statistics/1394461/europe-share-of-credit-card-payments-by-country/
Worldpay, and ÌÇÐÄÆƽâ°æ. "Market Share of Credit Cards in Total Value of E-commerce and Point of Sale (Pos) Payments in Europe in 2025, by Country." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 27 Mar 2026, /statistics/1394461/europe-share-of-credit-card-payments-by-country/
Worldpay & ÌÇÐÄÆƽâ°æ, Market share of credit cards in total value of e-commerce and point of sale (POS) payments in Europe in 2025, by country ÌÇÐÄÆƽâ°æ, /statistics/1394461/europe-share-of-credit-card-payments-by-country/ (last visited August 05, 2026)
Market share of credit cards in total value of e-commerce and point of sale (POS) payments in Europe in 2025, by country [Graph], Worldpay, & ÌÇÐÄÆƽâ°æ, March 27, 2026. [Online]. Available: /statistics/1394461/europe-share-of-credit-card-payments-by-country/
