Based on owner-occupier loans available for 600,000 AUD, 80% LVR and interest-only payments. Excludes first home buyer only and introductory home loans; except for minimum variable rates which include introductory loans.
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Average fixed owner occupier mortgage interest rate Australia 2024, by term
As at November 2024, the average fixed interest rate for a 1-year standard owner-occupier residential mortgage in Australia was **** percent. In comparison, the average fixed rate for a 5-year standard mortgage was **** percent.
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Canstar Blue. (January 20, 2025). Average fixed interest rate for standard residential owner occupier mortgages in Australia as at November 2024, by mortgage term [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 31, 2026, from /statistics/1412378/australia-average-fixed-standard-owner-occupier-mortgage-interest-rate-by-mortgage-term/
Canstar Blue. "Average fixed interest rate for standard residential owner occupier mortgages in Australia as at November 2024, by mortgage term." Chart. January 20, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 31, 2026. /statistics/1412378/australia-average-fixed-standard-owner-occupier-mortgage-interest-rate-by-mortgage-term/
Canstar Blue. (2025). Average fixed interest rate for standard residential owner occupier mortgages in Australia as at November 2024, by mortgage term. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 31, 2026. /statistics/1412378/australia-average-fixed-standard-owner-occupier-mortgage-interest-rate-by-mortgage-term/
Canstar Blue. "Average Fixed Interest Rate for Standard Residential Owner Occupier Mortgages in Australia as at November 2024, by Mortgage Term." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 20 Jan 2025, /statistics/1412378/australia-average-fixed-standard-owner-occupier-mortgage-interest-rate-by-mortgage-term/
Canstar Blue, Average fixed interest rate for standard residential owner occupier mortgages in Australia as at November 2024, by mortgage term ÌÇÐÄÆƽâ°æ, /statistics/1412378/australia-average-fixed-standard-owner-occupier-mortgage-interest-rate-by-mortgage-term/ (last visited July 31, 2026)
Average fixed interest rate for standard residential owner occupier mortgages in Australia as at November 2024, by mortgage term [Graph], Canstar Blue, January 20, 2025. [Online]. Available: /statistics/1412378/australia-average-fixed-standard-owner-occupier-mortgage-interest-rate-by-mortgage-term/
