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Average mortgage interest rate for owner occupiers in Australia as at August 2025, by rate type

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Source

Release date

August 2025

Region

Australia

Survey time period

as at August 2025

Supplementary notes

Average interest rate figures were calculated through the average of all interest rates for loans that:

  • Are for owner-occupiers.
  • Have principal-and-interest repayments.
  • Have maximum insured LVRs of 80% or higher (available for borrowers with at least 20% deposits).

Release date is date of access.

Citation formats

Average owner occupier mortgage interest rate Australia 2025, by rate type

Published by ÌÇÐÄÆƽâ°æ Research Department, Aug 20, 2025

In August 2025, the average variable mortgage interest rate for owner-occupiers in Australia was **** percent. That same month, the average owner-occupier fixed mortgage interest rate was around **** percent lower than the average variable mortgage interest rate.

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Statistics on " Mortgages in Australia "

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Overview

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First home buyers

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Owner-occupiers

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Mortgages in Australia Mortgage industry in the U.S.Mortgage industry worldwide: developed marketsResidential housing market in AustraliaReal estate industry in New Zealand
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For single users
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Always free
Access limited to Free Statistics. Premium Statistics are not included.
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per month, billed annually 1
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