As of March 2025, the average fixed mortgage interest rate for Australian owner-occupier borrowers with an outstanding loan with a mortgage term equal to or less than three years was around *** percent. In comparison, the average interest rate for outstanding owner-occupier loans greater than three years was approximately *** percent. New fixed loan interest rates for owner-occupiers were around *** and *** percent higher that month, respectively.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how ÌÇÐÄÆƽâ°æ can support your business.
Reserve Bank of Australia. (May 16, 2025). Average owner occupier fixed mortgage interest rate in Australia from March 2020 to March 2025, by mortgage term [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 30, 2026, from /statistics/1450728/australia-average-owner-occupier-fixed-mortgage-interest-rate-by-mortgage-term/
Reserve Bank of Australia. "Average owner occupier fixed mortgage interest rate in Australia from March 2020 to March 2025, by mortgage term." Chart. May 16, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 30, 2026. /statistics/1450728/australia-average-owner-occupier-fixed-mortgage-interest-rate-by-mortgage-term/
Reserve Bank of Australia. (2025). Average owner occupier fixed mortgage interest rate in Australia from March 2020 to March 2025, by mortgage term. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 30, 2026. /statistics/1450728/australia-average-owner-occupier-fixed-mortgage-interest-rate-by-mortgage-term/
Reserve Bank of Australia. "Average Owner Occupier Fixed Mortgage Interest Rate in Australia from March 2020 to March 2025, by Mortgage Term." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 16 May 2025, /statistics/1450728/australia-average-owner-occupier-fixed-mortgage-interest-rate-by-mortgage-term/
Reserve Bank of Australia, Average owner occupier fixed mortgage interest rate in Australia from March 2020 to March 2025, by mortgage term ÌÇÐÄÆƽâ°æ, /statistics/1450728/australia-average-owner-occupier-fixed-mortgage-interest-rate-by-mortgage-term/ (last visited July 30, 2026)
Average owner occupier fixed mortgage interest rate in Australia from March 2020 to March 2025, by mortgage term [Graph], Reserve Bank of Australia, May 16, 2025. [Online]. Available: /statistics/1450728/australia-average-owner-occupier-fixed-mortgage-interest-rate-by-mortgage-term/
