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Average interest rate for new standard residential mortgages in New Zealand from December 2016 to December 2024, by mortgage term

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Source

Release date

January 2025

Region

New Zealand

Survey time period

December 2016 to December 2024

Supplementary notes

The reported rates are a simple average of new standard rates offered to new borrowers advertised by registered banks in New Zealand.

Citation formats

Average new residential mortgage interest rate New Zealand 2016-2024, by term

Published by ÌÇÐÄÆƽâ°æ Research Department, Jan 28, 2025

As of December 2024, the average interest rate for a new standard 1-year residential mortgage in New Zealand was *** percent. In comparison, the average 5-year interest rate for a residential mortgage was **** percent. Average interest rates for new standard residential mortgages in the country started to trend upward from mid-2021. Rates peaked toward the end of 2023 and have begun trending downward.

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