In 2019, the spread between interest rate charged by banks on loans and the interest rate paid by banks on deposits worldwide was 5.88 percent. Between 2004 and 2019, the figure dropped by 0.63 percentage points, though the decline followed an uneven course rather than a steady trajectory.
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World Bank. (April 8, 2026). Spread between interest rate on loans and deposits worldwide from 2004 to 2019 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 16, 2026, from /statistics/1337347/world-interest-rate-spread/
World Bank. "Spread between interest rate on loans and deposits worldwide from 2004 to 2019." Chart. April 8, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 16, 2026. /statistics/1337347/world-interest-rate-spread/
World Bank. (2026). Spread between interest rate on loans and deposits worldwide from 2004 to 2019. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 16, 2026. /statistics/1337347/world-interest-rate-spread/
World Bank. "Spread between Interest Rate on Loans and Deposits Worldwide from 2004 to 2019." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 8 Apr 2026, /statistics/1337347/world-interest-rate-spread/
World Bank, Spread between interest rate on loans and deposits worldwide from 2004 to 2019 ÌÇÐÄÆƽâ°æ, /statistics/1337347/world-interest-rate-spread/ (last visited July 16, 2026)
Spread between interest rate on loans and deposits worldwide from 2004 to 2019 [Graph], World Bank, April 8, 2026. [Online]. Available: /statistics/1337347/world-interest-rate-spread/
