There was a significant drop in the average return on assets (ROA) of the EU banking industry in 2020, which was caused by the poor economic conditions due to COVID-19. The ROA of the banking sector in 2020, however, remained well above the value measured during the global financial crisis in 2007 and 2008, and the euro area recession in 2012. As the economy stabilized after the pandemic, so did the ROA of the banking industry, which stood at 0.7 percent at the end of 2024, the highest value during the observed period.
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ECB. (June 23, 2025). Return on assets (ROA) of EU banking industry from 2007 to 2024 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 17, 2026, from /statistics/1275935/roa-eu-banking-industry/
ECB. "Return on assets (ROA) of EU banking industry from 2007 to 2024." Chart. June 23, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 17, 2026. /statistics/1275935/roa-eu-banking-industry/
ECB. (2025). Return on assets (ROA) of EU banking industry from 2007 to 2024. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 17, 2026. /statistics/1275935/roa-eu-banking-industry/
ECB. "Return on Assets (Roa) of Eu Banking Industry from 2007 to 2024." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 23 Jun 2025, /statistics/1275935/roa-eu-banking-industry/
ECB, Return on assets (ROA) of EU banking industry from 2007 to 2024 ÌÇÐÄÆÆ½â°æ, /statistics/1275935/roa-eu-banking-industry/ (last visited July 17, 2026)
Return on assets (ROA) of EU banking industry from 2007 to 2024 [Graph], ECB, June 23, 2025. [Online]. Available: /statistics/1275935/roa-eu-banking-industry/