On the EU wide stress test carried out in 2025, ICCREA Banca S.p.A. – Istituto Centrale del Credito Cooperativo proved to be the best performing bank in terms of CET1 capital ratio (adverse scenario) for the year 2027. It was followed by Caixa Geral de Depósitos and Citigroup Global Markets Europe AG, with percent and **** percent, respectively.Â
Since 2014 the European Banking Authority has conducted the stress test in order to establish whether Europe's largest banks could withstand another financial crisis by measuring the capital ratio of each bank over a three year adverse scenario. During 2023's stress test, all banks except for one were concluded to have enough capital to weather such a storm in the near future.
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EBA. (July 17, 2025). European stress test results: best performing banks for CET1 capital ratio (adverse scenario) 2027 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 31, 2026, from /statistics/942859/european-best-performing-banks-cet-capital-ratios/
EBA. "European stress test results: best performing banks for CET1 capital ratio (adverse scenario) 2027." Chart. July 17, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 31, 2026. /statistics/942859/european-best-performing-banks-cet-capital-ratios/
EBA. (2025). European stress test results: best performing banks for CET1 capital ratio (adverse scenario) 2027. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 31, 2026. /statistics/942859/european-best-performing-banks-cet-capital-ratios/
EBA. "European Stress Test Results: Best Performing Banks for Cet1 Capital Ratio (Adverse Scenario) 2027." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 17 Jul 2025, /statistics/942859/european-best-performing-banks-cet-capital-ratios/
EBA, European stress test results: best performing banks for CET1 capital ratio (adverse scenario) 2027 ÌÇÐÄÆÆ½â°æ, /statistics/942859/european-best-performing-banks-cet-capital-ratios/ (last visited July 31, 2026)
European stress test results: best performing banks for CET1 capital ratio (adverse scenario) 2027 [Graph], EBA, July 17, 2025. [Online]. Available: /statistics/942859/european-best-performing-banks-cet-capital-ratios/