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Year-on-year change of household loans in the United Kingdom from January 2006 to June 2026, by type

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Source

Release date

July 2026

Region

United Kingdom

Survey time period

January 2006 to June 2026

Special properties

Seasonally adjusted

Citation formats

Annual growth of household loans in the UK 2006-2026, by type

Published by ÌÇÐÄÆƽâ°æ Research Department, Jul 30, 2026

Between 2006 and 2026, year-on-year change in consumer loans in the United Kingdom (UK) fluctuated more than mortgage lending. After a very sharp fall in mid to late 2020 and early 2021, the value of consumer credit began to increase again, reaching a positive annual growth rate ofpercent in June 2026. Meanwhile, the year-on-year change of mortgages kept growing in 2024 from **** percent in January 2024 to *** percent in June 2025.

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Statistics on " Consumer lending in the United Kingdom (UK) "

The most important statistics
The most important statistics
The most important statistics
The most important statistics
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Other statistics that may interest you Consumer lending in the United Kingdom (UK)

Outstanding loans

5

Interest rates

5

Largest lenders in the UK

8

Non-performing loans and write-offs

3

New loans

4

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Topics

Consumer lending in the UKCredit cards in the United StatesPersonal savings in the United StatesMortgage industry in the U.S.Personal debt in the U.S.
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