Figures of bank accounts of domestic banks which have transactions with the Bank of Japan. Excluding the Resolution and Collection Corporation and the Japan Post Bank.
Excluding time deposits with regulated interest rates.
Calculation method: new deposits during the month are aggregated at intervals of 0.1 percentage point, then the average rate is calculated using the lower rates of the intervals, weighted by the aggregated amount at each interval.
100 Japanese yen equal 0.66 U.S. dollars or 0.58 euros as of August 2025.
Citation formats
Interest rate on time deposits of 10 million yen or more Japan 2023-2025, by maturity
As of June 2025, the average interest rate on new time deposits of 10 million yen or more of banks in Japan reached **** percent per annum for time deposits with a maturity of three to under six months. Fixed-term deposits with a maturity of six months to less than one year reached an interest rate of **** percent per annum.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how ÌÇÐÄÆƽâ°æ can support your business.
Bank of Japan. (August 7, 2025). Average monthly interest rate on new time deposits of 10 million yen or more of banks in Japan from January 2023 to June 2025, by maturity [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 04, 2026, from /statistics/1222524/japan-interest-rates-on-time-deposits-of-10-million-yen-or-more-by-term/
Bank of Japan. "Average monthly interest rate on new time deposits of 10 million yen or more of banks in Japan from January 2023 to June 2025, by maturity." Chart. August 7, 2025. ÌÇÐÄÆƽâ°æ. Accessed August 04, 2026. /statistics/1222524/japan-interest-rates-on-time-deposits-of-10-million-yen-or-more-by-term/
Bank of Japan. (2025). Average monthly interest rate on new time deposits of 10 million yen or more of banks in Japan from January 2023 to June 2025, by maturity. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 04, 2026. /statistics/1222524/japan-interest-rates-on-time-deposits-of-10-million-yen-or-more-by-term/
Bank of Japan. "Average Monthly Interest Rate on New Time Deposits of 10 Million Yen or More of Banks in Japan from January 2023 to June 2025, by Maturity." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 7 Aug 2025, /statistics/1222524/japan-interest-rates-on-time-deposits-of-10-million-yen-or-more-by-term/
Bank of Japan, Average monthly interest rate on new time deposits of 10 million yen or more of banks in Japan from January 2023 to June 2025, by maturity ÌÇÐÄÆƽâ°æ, /statistics/1222524/japan-interest-rates-on-time-deposits-of-10-million-yen-or-more-by-term/ (last visited August 04, 2026)
Average monthly interest rate on new time deposits of 10 million yen or more of banks in Japan from January 2023 to June 2025, by maturity [Graph], Bank of Japan, August 7, 2025. [Online]. Available: /statistics/1222524/japan-interest-rates-on-time-deposits-of-10-million-yen-or-more-by-term/
