Average monthly interest rate on new one-year time deposits of 10 million yen or more of financial institutions in Japan from April 2022 to September 2025
Characteristic
Average interest rate in percent per annum
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The figures are simple averages of annual interest rates on each deposit as of the 15th of each month (or the next business day in case the 15th is a holiday).
Data is based on financial institutions that hold current accounts at the Bank of Japan. Including domestically licensed banks (excluding such as the Resolution and Collection Corporation), Shinkin banks, and Shoko Chukin Bank.
100 Japanese yen equal 0.68 U.S. dollars or 0.58 euros as of September 2025.
Citation formats
Interest rate on one-year time deposits of 10 million yen or more in Japan 2022-2025
As of September 2025, the average interest rate on new one-year time deposits of 10 million yen or more of banks in Japan was around **** percent per annum. The rate increased from **** percent in April 2024, following the central bank's first interest hike in 17 years.
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Bank of Japan. (September 18, 2025). Average monthly interest rate on new one-year time deposits of 10 million yen or more of financial institutions in Japan from April 2022 to September 2025 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 05, 2026, from /statistics/1488011/japan-interest-rates-on-one-year-time-deposits-of-10-million-yen-or-more/
Bank of Japan. "Average monthly interest rate on new one-year time deposits of 10 million yen or more of financial institutions in Japan from April 2022 to September 2025." Chart. September 18, 2025. ÌÇÐÄÆƽâ°æ. Accessed August 05, 2026. /statistics/1488011/japan-interest-rates-on-one-year-time-deposits-of-10-million-yen-or-more/
Bank of Japan. (2025). Average monthly interest rate on new one-year time deposits of 10 million yen or more of financial institutions in Japan from April 2022 to September 2025. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 05, 2026. /statistics/1488011/japan-interest-rates-on-one-year-time-deposits-of-10-million-yen-or-more/
Bank of Japan. "Average Monthly Interest Rate on New One-year Time Deposits of 10 Million Yen or More of Financial Institutions in Japan from April 2022 to September 2025." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 18 Sep 2025, /statistics/1488011/japan-interest-rates-on-one-year-time-deposits-of-10-million-yen-or-more/
Bank of Japan, Average monthly interest rate on new one-year time deposits of 10 million yen or more of financial institutions in Japan from April 2022 to September 2025 ÌÇÐÄÆƽâ°æ, /statistics/1488011/japan-interest-rates-on-one-year-time-deposits-of-10-million-yen-or-more/ (last visited August 05, 2026)
Average monthly interest rate on new one-year time deposits of 10 million yen or more of financial institutions in Japan from April 2022 to September 2025 [Graph], Bank of Japan, September 18, 2025. [Online]. Available: /statistics/1488011/japan-interest-rates-on-one-year-time-deposits-of-10-million-yen-or-more/
