Figures of bank accounts of domestic banks which have transactions with the Bank of Japan. Excluding the Resolution and Collection Corporation and the Japan Post Bank.
Excluding time deposits with regulated interest rates.
Calculation method: new deposits during the month are aggregated at intervals of 0.1 percentage point, then the average rate is calculated using the lower rates of the intervals, weighted by the aggregated amount at each interval.
100 Japanese yen equal 0.66 U.S. dollars or 0.58 euros as of August 2025.
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Time deposit rates for under three million yen in Japan 2024-2025, by maturity
As of June 2025, the average interest rate on new time deposits of under three million yen of banks in Japan stood at **** percent per annum for time deposits with a maturity of three to less than six months.
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Bank of Japan. (August 7, 2025). Average interest rates on new time deposits of less than three million yen of banks in Japan from July 2024 to June 2025, by maturity [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 05, 2026, from /statistics/1223159/japan-interest-rates-on-time-deposits-of-less-than-3-million-yen-by-term/
Bank of Japan. "Average interest rates on new time deposits of less than three million yen of banks in Japan from July 2024 to June 2025, by maturity." Chart. August 7, 2025. ÌÇÐÄÆƽâ°æ. Accessed August 05, 2026. /statistics/1223159/japan-interest-rates-on-time-deposits-of-less-than-3-million-yen-by-term/
Bank of Japan. (2025). Average interest rates on new time deposits of less than three million yen of banks in Japan from July 2024 to June 2025, by maturity. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 05, 2026. /statistics/1223159/japan-interest-rates-on-time-deposits-of-less-than-3-million-yen-by-term/
Bank of Japan. "Average Interest Rates on New Time Deposits of Less than Three Million Yen of Banks in Japan from July 2024 to June 2025, by Maturity." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 7 Aug 2025, /statistics/1223159/japan-interest-rates-on-time-deposits-of-less-than-3-million-yen-by-term/
Bank of Japan, Average interest rates on new time deposits of less than three million yen of banks in Japan from July 2024 to June 2025, by maturity ÌÇÐÄÆƽâ°æ, /statistics/1223159/japan-interest-rates-on-time-deposits-of-less-than-3-million-yen-by-term/ (last visited August 05, 2026)
Average interest rates on new time deposits of less than three million yen of banks in Japan from July 2024 to June 2025, by maturity [Graph], Bank of Japan, August 7, 2025. [Online]. Available: /statistics/1223159/japan-interest-rates-on-time-deposits-of-less-than-3-million-yen-by-term/
