The effective interest rates of overdraft lending in the United Kingdom (UK) amounted to nearly ** percent in March 2024. Meanwhile, outstanding fixed-rate secured loans had some of the lowest interest rates for household lending. Secured loans had, in general, lower interest rates than non-secured lending. In 2024, the average interest rates of personal loans in the UK remained relatively stable.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how ÌÇÐÄÆƽâ°æ can support your business.
Bank of England. (July 2, 2025). Average effective interest rates of household lending in the United Kingdom (UK) in May 2025, by type of credit and rate [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 31, 2026, from /statistics/1358771/effective-interest-rates-of-household-lending-uk-by-type/
Bank of England. "Average effective interest rates of household lending in the United Kingdom (UK) in May 2025, by type of credit and rate." Chart. July 2, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 31, 2026. /statistics/1358771/effective-interest-rates-of-household-lending-uk-by-type/
Bank of England. (2025). Average effective interest rates of household lending in the United Kingdom (UK) in May 2025, by type of credit and rate. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 31, 2026. /statistics/1358771/effective-interest-rates-of-household-lending-uk-by-type/
Bank of England. "Average Effective Interest Rates of Household Lending in The United Kingdom (Uk) in May 2025, by Type of Credit and Rate." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 2 Jul 2025, /statistics/1358771/effective-interest-rates-of-household-lending-uk-by-type/
Bank of England, Average effective interest rates of household lending in the United Kingdom (UK) in May 2025, by type of credit and rate ÌÇÐÄÆƽâ°æ, /statistics/1358771/effective-interest-rates-of-household-lending-uk-by-type/ (last visited July 31, 2026)
Average effective interest rates of household lending in the United Kingdom (UK) in May 2025, by type of credit and rate [Graph], Bank of England, July 2, 2025. [Online]. Available: /statistics/1358771/effective-interest-rates-of-household-lending-uk-by-type/
