| Characteristic | With student debt | Without student debt |
|---|---|---|
| San Francisco, CA | 24.9 | 23.2 |
| Los Angeles, CA | 19.6 | 17.1 |
| San Jose, CA | 18 | 16.8 |
| San Diego, CA | 16.6 | 14.4 |
| Riverside, CA | 14.1 | 11.3 |
| Seattle, WA | 14.1 | 12.3 |
| Sacramento, CA | 14 | 11.3 |
| Miami, FL | 13.7 | 10.1 |
| Denver, CO | 12.7 | 10 |
| Orlando, FL | 12.4 | 8.7 |
| National | 12.3 | 9.4 |
| Portland, OR | 12.3 | 9.8 |
| Las Vegas, NV | 12.2 | 9.3 |
| New Orleans, LA | 11.8 | 7.9 |
| Boston, MA | 11.6 | 9.6 |
| Tampa, FL | 11.6 | 7.8 |
| Nashville, TN | 11.5 | 8.5 |
| New York, NY | 11.4 | 9.1 |
| Dallas, TX | 11.3 | 8.4 |
| Phoenix, AZ | 11.2 | 8.3 |
| Birmingham, AL | 11.1 | 7.1 |
| Atlanta, GA | 11 | 7.3 |
| San Antonio, TX | 11 | 7.8 |
| Richmond, VA | 10.9 | 7.3 |
| Memphis, TN | 10.9 | 6.6 |
| Virginia Beach, VA | 10.7 | 7 |
| Salt Lake City, UT | 10.6 | 8.5 |
| Houston, TX | 10.6 | 7.4 |
| Raleigh, NC | 10.5 | 7.4 |
| Jacksonville, FL | 10.5 | 7.3 |
| Charlotte, NC | 10.5 | 7.3 |
| Austin, TX | 10.4 | 7.9 |
| Washington, D.C. | 10.2 | 7.8 |
| Providence, RI | 9.8 | 7.5 |
| Chicago, IL | 9.4 | 6.5 |
| Indianapolis, IN | 9.2 | 5.8 |
| Milwaukee, WI | 9.2 | 6.3 |
| Oklahoma City, OK | 9.1 | 5.9 |
| Louisville, KY | 9 | 5.9 |
| Kansas City, MO | 8.9 | 6 |
| Cleveland, OH | 8.9 | 5.2 |
| Minneapolis, MN | 8.8 | 6.6 |
| Columbus, OH | 8.5 | 5.6 |
| Baltimore, MD | 8.5 | 6 |
| St. Louis, MO | 8.2 | 5.1 |
| Cincinnati, OH | 8.1 | 5.2 |
| Philadelphia, PA | 7.9 | 5.3 |
| Hartford, CT | 7.8 | 5.4 |
| Pittsburgh, PA | 7.6 | 4.6 |
| Detroit, MI | 7.4 | 4.2 |
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Source
Sources
Release date
May 2019
More information
Region
United States
Survey time period
2019
Supplementary notes
The source looked at typical potential first-time home buyers with the following characteristics:
-between 24 and 44 years old
-earning the national average income of 65,879 U.S. dollars annually
-with the national average of 17,938 U.S. dollars in student debt
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