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Number of years needed to save for a 20 percent down payment in selected markets in the United States in November 2025

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Source

Release date

December 2025

Region

United States

Survey time period

2025

Supplementary notes

Number of years it would take the median household to save for a 20 percent down payment on a home. Assuming that households can save 10 percent of their income into a savings account accruing no interest. Equivalent to the number of years it would take a median household to save for a 10 percent down payment, given a five percent savings rate.

Citation formats

Years needed to save for 20 percent down payment in selected U.S. markets 2025

Published by ÌÇÐÄÆƽâ°æ Research Department, Jan 6, 2026

This statistic shows the number of years needed to save for a ** percent down payment in selected markets in the United States in November 2025. Los Angeles, California was the least affordable market for home buyers in the U.S., as it would take over ** years for a median household to afford a 20 percent down payment for a home there.

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Topics

Affordable housing in the U.S.Construction industry in the U.S.Housing market in the U.S.Millennials homeownership in the U.S.Apartments in the U.S.
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* For commercial use only

Basic Account

For single users
$0 USD
Always free
Access limited to Free Statistics. Premium Statistics are not included.
  • Free Statistics
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Starter Account

For single users
$199 USD
per month, billed annually 1
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  • Free Statistics
  • Premium Statistics

  • The statistic on this page is a Premium Statistic and is included in this account.

Professional Account

For teams of up to 99 users
Talk to sales for pricing
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1 All prices do not include sales tax. The account requires an annual contract and will renew after one year to the regular list price.

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