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Penetration rate of online banking in the United States from 2019 to 2024, with a forecast until 2030

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Figures are estimates. Details on methodology can be found .Ìý

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Online banking penetration in the U.S. 2019-2024, with forecast to 2030

Published by ÌÇÐÄÆƽâ°æ Research Department, Mar 23, 2026

The penetration rate of online banking in the U.S. increased significantly between 2019 and 2025, exceeding ** percent by 2025. According to ÌÇÐÄÆƽâ°æ, online banking penetration will continue to increase, reaching close to ** percent by 2030.

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Statistics on " Mobile banking in the United States "

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