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Mortgage market in Western European countries

Statistics report on mortgages in Western European countries

This report has been compiled to provide statistical information on the mortgage market in selected countries in Western Europe, including gross mortgage lending volumes, interest rates and share of urban homeowner units with the mortgage in the following countries or regions: France, Germany, Spain, Italy, and the United Kingdom.

Table of contents

European countries context

7
  • Premium Statistic Outstanding residential mortgage lending in Europe 2025, by country
  • Premium Statistic Gross quarterly residential mortgage lending in Europe 2010-2025, by country
  • Premium Statistic Average mortgage interest rate in Europe 2025, by country
  • Premium Statistic Homeowners with and without an outstanding mortgage in Europe 2024, by country
  • Premium Statistic Share of non-performing mortgage loans in Europe 2023, by country
  • Premium Statistic Total non-performing mortgage loans in Europe 2023, by country
  • Premium Statistic Coverage ratio of non-performing mortgage loans in Europe 2023, by country

United Kingdom

7
  • Premium Statistic Share of income spent on mortgage or rent in England 2011-2024, by tenure
  • Premium Statistic Average mortgage interest rates in the UK 2000-2026, by month and type
  • Basic Statistic Outstanding amounts of lending to individuals in the UK 2007-2024, by loan type
  • Premium Statistic Gross mortgage lending in the UK 2007-2024
  • Basic Statistic Value of mortgage approvals in the UK 2017-2024, by month
  • Premium Statistic Median loan-to-value ratio for mortgage sales in the UK 2016-2023
  • Basic Statistic Largest mortgage lenders in the UK 2024, by market share of gross lending

Germany

5
  • Premium Statistic House price to income ratio in Germany 1980-2025, by quarter
  • Premium Statistic Residential mortgage interest rate in Germany 2015-2025, by mortgage type and month
  • Premium Statistic Outstanding residential mortgage lending in Germany 2014-2025, by quarter
  • Premium Statistic Gross residential mortgage lending in Germany 2015-2025, per quarter
  • Premium Statistic Gross residential mortgage lending in Germany 2015-2025, by mortgage type and month

France

5
  • Basic Statistic Homeownership rate in France 2008-2022
  • Premium Statistic Average mortgage interest rate in France 2010-2025, by quarter
  • Premium Statistic Outstanding residential mortgage lending in France 2016-2025, by quarter
  • Premium Statistic Value of new mortgage loans in France 2016-2023, per month
  • Premium Statistic Regional distribution of mortgages: outstanding amounts in France 2023

Spain

7
  • Premium Statistic House price to income ratio in Spain 1971-2025, by quarter
  • Premium Statistic Average mortgage interest rate in Spain 2003-2024, by mortgage term
  • Premium Statistic Outstanding residential mortgage lending in Spain 2016-2025, by quarter
  • Basic Statistic Monthly number of mortgages in Spain 2017-2025, by property type
  • Basic Statistic Value of mortgages constituted in Spain 2003-2024, by property type
  • Premium Statistic Number of reported evictions in Spain 2013-2022, by motive
  • Premium Statistic Foreclosures on rustic and urban properties Spain 2014-2022, by property type

Italy

5
  • Basic Statistic House price to income ratio in Italy 1970-2025, by quarter
  • Premium Statistic Share of households repaying a home mortgage loan in Italy 2011-2023
  • Premium Statistic Outstanding residential mortgage lending in Italy 2010-2025, by quarter
  • Premium Statistic Gross residential mortgage lending in Italy 2015-2025, per quarter
  • Premium Statistic Average mortgage interest rate in Italy 2010-2025, by quarter
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