Jennifer Mendoza
Research expert covering health, pharma and medtech
Employer-sponsored health insurance in the U.S. - statistic and facts
The majority of insured Americans get their health insurance coverage through their employers. Group health plans that employers provide to their workers are also known as employer-sponsored health insurance (ESI). Selection of the plans offered to employees and their specific coverage details are determined by the employer. Health insurance premiums are usually split between employers and employees, with employers generally bearing the larger share of the insurance premium. Employer-sponsored coverage includes not only insurance for current employees and their families but can also include retired employees. Also, investment in ESI has tax benefits for both the employer and the employees.
