Note: NFP's own benchmarking database uses median data rather than averages when making calculations. While averages include outliers in the calculations and could distort the benchmark, median calculations adjust for outliers in the data, making it more applicable for employers.
Health maintenance organization (HMO)
Preferred provider organization (PPO)
High-deductible health plans (HDHP)
Citation formats
Median employee annual contribution for health coverage in the U.S. 2022, by plan
In 2022, the median employee annual contribution for family coverage amounted to * U.S. dollars in a preferred provider organization (PPO) and U.S. dollars in high-deductible health plans (HDHP). Overall, the median annual employee contribution for any type of health coverage was lower in high-deductible health plans in comparison to other health plans.
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NFP. (June 3, 2023). Median employee contribution for health insurance premiums in the U.S. in 2022, by plan and coverage tier (in U.S. dollars) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 01, 2026, from /statistics/1364123/median-amount-contributed-by-employee-for-health-insurance-by-plan-in-the-us/
NFP. "Median employee contribution for health insurance premiums in the U.S. in 2022, by plan and coverage tier (in U.S. dollars)." Chart. June 3, 2023. ÌÇÐÄÆƽâ°æ. Accessed August 01, 2026. /statistics/1364123/median-amount-contributed-by-employee-for-health-insurance-by-plan-in-the-us/
NFP. (2023). Median employee contribution for health insurance premiums in the U.S. in 2022, by plan and coverage tier (in U.S. dollars). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 01, 2026. /statistics/1364123/median-amount-contributed-by-employee-for-health-insurance-by-plan-in-the-us/
NFP. "Median Employee Contribution for Health Insurance Premiums in The U.S. in 2022, by Plan and Coverage Tier (in U.S. Dollars)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 3 Jun 2023, /statistics/1364123/median-amount-contributed-by-employee-for-health-insurance-by-plan-in-the-us/
NFP, Median employee contribution for health insurance premiums in the U.S. in 2022, by plan and coverage tier (in U.S. dollars) ÌÇÐÄÆƽâ°æ, /statistics/1364123/median-amount-contributed-by-employee-for-health-insurance-by-plan-in-the-us/ (last visited August 01, 2026)
Median employee contribution for health insurance premiums in the U.S. in 2022, by plan and coverage tier (in U.S. dollars) [Graph], NFP, June 3, 2023. [Online]. Available: /statistics/1364123/median-amount-contributed-by-employee-for-health-insurance-by-plan-in-the-us/
