IRAs includes traditional, Roth, and employer-sponsored IRAs (SEP IRAs, SAR-SEP IRAs, and SIMPLE IRAs).
Employer-sponsored retirement plans include DC and DB retirement plans
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Share of households with IRAs or employer-sponsored retirement plans in the U.S. 2021
As of 2021, individual retirement accounts (IRAs) were relatively common among households in the United States. In fact, almost one-third of the households in the United States had both an individual retirement account and an employer-sponsored retirement plan in 2021. Another ** percent of the households in the country had only an employer-sponsored retirement plan.
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ICI. (June 8, 2022). Share of households with individual retirement accounts (IRAs) or employer-sponsored retirement plans in the United States in 2021 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 23, 2026, from /statistics/1273735/us-households-with-ira/
ICI. "Share of households with individual retirement accounts (IRAs) or employer-sponsored retirement plans in the United States in 2021." Chart. June 8, 2022. ÌÇÐÄÆƽâ°æ. Accessed July 23, 2026. /statistics/1273735/us-households-with-ira/
ICI. (2022). Share of households with individual retirement accounts (IRAs) or employer-sponsored retirement plans in the United States in 2021. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 23, 2026. /statistics/1273735/us-households-with-ira/
ICI. "Share of Households with Individual Retirement Accounts (Iras) or Employer-sponsored Retirement Plans in The United States in 2021." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 8 Jun 2022, /statistics/1273735/us-households-with-ira/
ICI, Share of households with individual retirement accounts (IRAs) or employer-sponsored retirement plans in the United States in 2021 ÌÇÐÄÆƽâ°æ, /statistics/1273735/us-households-with-ira/ (last visited July 23, 2026)
Share of households with individual retirement accounts (IRAs) or employer-sponsored retirement plans in the United States in 2021 [Graph], ICI, June 8, 2022. [Online]. Available: /statistics/1273735/us-households-with-ira/
