Original questions:
Employer question: Thinking about health care-related expenses, how well do you think your employees understand their total annual costs for health care?
Employee question: Thinking about all of your health care-related expenses for you and your family, how well do you understand your total annual costs for health care?
Citation formats
Knowing health care costs among U.S. employees vs employers' viewpoint 2023
There is a discrepancy between the share of employees who understand their total annual health costs well and the share of employers who think their employees understand these costs well. Employers tend to overestimate how well their employees understand health care costs. This statistic shows the share of employees who understand their total annual costs for health care vs employers' viewpoint in the U.S. in 2023.
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Aflac. (January 10, 2024). Share of employees who understand their total annual costs for health care vs employers' viewpoint in the U.S. in 2023 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 05, 2026, from /statistics/1288770/employees-vs-employers-understanding-of-healthcare-cost-us/
Aflac. "Share of employees who understand their total annual costs for health care vs employers' viewpoint in the U.S. in 2023." Chart. January 10, 2024. ÌÇÐÄÆƽâ°æ. Accessed August 05, 2026. /statistics/1288770/employees-vs-employers-understanding-of-healthcare-cost-us/
Aflac. (2024). Share of employees who understand their total annual costs for health care vs employers' viewpoint in the U.S. in 2023. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 05, 2026. /statistics/1288770/employees-vs-employers-understanding-of-healthcare-cost-us/
Aflac. "Share of Employees Who Understand Their Total Annual Costs for Health Care Vs Employers' Viewpoint in The U.S. in 2023." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 10 Jan 2024, /statistics/1288770/employees-vs-employers-understanding-of-healthcare-cost-us/
Aflac, Share of employees who understand their total annual costs for health care vs employers' viewpoint in the U.S. in 2023 ÌÇÐÄÆƽâ°æ, /statistics/1288770/employees-vs-employers-understanding-of-healthcare-cost-us/ (last visited August 05, 2026)
Share of employees who understand their total annual costs for health care vs employers' viewpoint in the U.S. in 2023 [Graph], Aflac, January 10, 2024. [Online]. Available: /statistics/1288770/employees-vs-employers-understanding-of-healthcare-cost-us/
