In 2025, 88% of covered workers were enrolled in a plan with a general annual deductible. Deductible refers to general deductible as opposed to service-specific deductible, such as for prescription drugs, which can come on-top.
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Average U.S. worker's annual deductible for single coverage, 2010-2025
In 2025, among U.S. employees with single coverage who had a general annual deductible, a worker had to pay on average U.S. dollars per year out-of-pocket before their employer-sponsored insurance plan covered their health cost.
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KFF. (October 22, 2025). Average general annual deductible for single coverage among covered workers in the United States from 2010 to 2025 (in U.S. dollars) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 22, 2026, from /statistics/1249186/average-us-worker-s-annual-deductible-for-single-coverage/
KFF. "Average general annual deductible for single coverage among covered workers in the United States from 2010 to 2025 (in U.S. dollars)." Chart. October 22, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 22, 2026. /statistics/1249186/average-us-worker-s-annual-deductible-for-single-coverage/
KFF. (2025). Average general annual deductible for single coverage among covered workers in the United States from 2010 to 2025 (in U.S. dollars). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 22, 2026. /statistics/1249186/average-us-worker-s-annual-deductible-for-single-coverage/
KFF. "Average General Annual Deductible for Single Coverage among Covered Workers in The United States from 2010 to 2025 (in U.S. Dollars)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 22 Oct 2025, /statistics/1249186/average-us-worker-s-annual-deductible-for-single-coverage/
KFF, Average general annual deductible for single coverage among covered workers in the United States from 2010 to 2025 (in U.S. dollars) ÌÇÐÄÆƽâ°æ, /statistics/1249186/average-us-worker-s-annual-deductible-for-single-coverage/ (last visited July 22, 2026)
Average general annual deductible for single coverage among covered workers in the United States from 2010 to 2025 (in U.S. dollars) [Graph], KFF, October 22, 2025. [Online]. Available: /statistics/1249186/average-us-worker-s-annual-deductible-for-single-coverage/
