Issued by resident PSPs; The source significantly changed its database in November 2023. This may mean methodology changes, or not all EU-27 countries reporting the same figures.
Supplementary notes
The figures have been taken from several publications, as (the quality of) data tracking of card payments can vary significantly between countries, and to unify figures across different countries worldwide.
All figures stem from either theÌýÌýor theÌý. Both use figures submitted by the country's central bank to either or both sources.
2022 figures and beyond - release date November 2023 and later - made significant strides in reporting quality, sometimes causing significant breaks in methodology in individual countries. ÌÇÐÄÆÆ½â°æ sometimes still had to calculate figures, however, as card figures were split between non-remote and remote use cases, or credit cards were not always clearly defined.Ìý
Depending on the content, additional sources were used:
Per capita, 15 years and older:Ìý;
U.S. dollar conversion:Ìýrates from the Bank for International Settlements (BIS).
In 2024, the total number of cards with a credit function in Germany reached 34.17 million, a slight decrease when compared to the previous year. However, unlike in the United States, credit cards do not rank as the most popular payment method for e-commerce in Germany.
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ECB. (July 23, 2025). Number of payment cards with a credit function issued in Germany from 2007 to 2024 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 20, 2026, from /statistics/865672/number-of-cards-with-a-credit-function-germany/
ECB. "Number of payment cards with a credit function issued in Germany from 2007 to 2024." Chart. July 23, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 20, 2026. /statistics/865672/number-of-cards-with-a-credit-function-germany/
ECB. (2025). Number of payment cards with a credit function issued in Germany from 2007 to 2024. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 20, 2026. /statistics/865672/number-of-cards-with-a-credit-function-germany/
ECB. "Number of Payment Cards with a Credit Function Issued in Germany from 2007 to 2024." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 23 Jul 2025, /statistics/865672/number-of-cards-with-a-credit-function-germany/
ECB, Number of payment cards with a credit function issued in Germany from 2007 to 2024 ÌÇÐÄÆÆ½â°æ, /statistics/865672/number-of-cards-with-a-credit-function-germany/ (last visited July 20, 2026)
Number of payment cards with a credit function issued in Germany from 2007 to 2024 [Graph], ECB, July 23, 2025. [Online]. Available: /statistics/865672/number-of-cards-with-a-credit-function-germany/