| Characteristic | 2011 | 2015 |
|---|---|---|
| Job insecurity* | - | 84% |
| Fear of possible interest rate rises* | - | 82% |
| The general fear that its too risky getting a home at the moment because too many things could go wrong (interest rate rises, falling house prices, losing their job) | 89% | 81% |
| The belief that banks don’t want to lend to first time buyers at the moment and find excuses to turn them down | 84% | 79% |
| The fear that if they are rejected for one mortgage, it will damage their chances of being accepted for another one or by a different lender | 74% | 78% |
| A general perception that almost everyone is rejected by lenders so there is little point in applying | 67% | 70% |
| Not wanting to go through the stress and anxiety of applying for a mortgage | 61% | 69% |
| Being too scared of being turned down to apply | 55% | 65% |
| Hearing horror stories from friends or family about their mortgage applications | 57% | 64% |
| Fear of falling house prices* | - | 59% |
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Source
Source
Release date
April 2015
More information
Region
United Kingdom
Survey time period
2011 to 2015
Number of respondents
40,000*
Age group
20-45 years old
Supplementary notes
* The source indicates: "interviews with over 40,000 20-45 year olds built up over five years."
* Reasons listed as 'not applicable' in 2011.
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