Product sales data (PSD) is collected by the Financial Conduct Authority (FCA) and includes new sales (including remortgages); transfers, top-ups, alterations (such as mortgage switches with the same lender). It does not include data on transactions made through fund supermarkets and nominee accounts (such as those used in platforms), and increments and renewals are generally not included according to the source. In the UK, all home finance providers are required to submit the mortgage PSD.
Calculated by ÌÇÐÄÆÆ½â°æ based on figures by the .
Data collected from multiple publications by the source.
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Number of mortgage sales in the UK 2014-2023, by borrower type
In 2023, the largest share of mortgage sales in the UK was remortgage products, followed by first-time buyer sales. Of the total number of mortgage sales that year, remortgage products totaled almost ** and first-time buyer mortgages, **. A remortgage is when a new mortgage is taken out for the process of paying off a previous mortgage. In this case, the new property is used as security on the new mortgage.
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ÌÇÐÄÆÆ½â°æ. (June 27, 2024). Total number of mortgage sales in the United Kingdom (UK) from 2014 to 2023, by type of borrower (in 1,000s) [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 06, 2026, from /statistics/1077550/total-number-of-mortgage-sales-in-the-united-kingdom-by-borrower/
ÌÇÐÄÆÆ½â°æ. "Total number of mortgage sales in the United Kingdom (UK) from 2014 to 2023, by type of borrower (in 1,000s)." Chart. June 27, 2024. ÌÇÐÄÆÆ½â°æ. Accessed August 06, 2026. /statistics/1077550/total-number-of-mortgage-sales-in-the-united-kingdom-by-borrower/
ÌÇÐÄÆÆ½â°æ. (2024). Total number of mortgage sales in the United Kingdom (UK) from 2014 to 2023, by type of borrower (in 1,000s). ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 06, 2026. /statistics/1077550/total-number-of-mortgage-sales-in-the-united-kingdom-by-borrower/
ÌÇÐÄÆÆ½â°æ. "Total Number of Mortgage Sales in The United Kingdom (Uk) from 2014 to 2023, by Type of Borrower (in 1,000s)." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 27 Jun 2024, /statistics/1077550/total-number-of-mortgage-sales-in-the-united-kingdom-by-borrower/
ÌÇÐÄÆÆ½â°æ, Total number of mortgage sales in the United Kingdom (UK) from 2014 to 2023, by type of borrower (in 1,000s) ÌÇÐÄÆÆ½â°æ, /statistics/1077550/total-number-of-mortgage-sales-in-the-united-kingdom-by-borrower/ (last visited August 06, 2026)
Total number of mortgage sales in the United Kingdom (UK) from 2014 to 2023, by type of borrower (in 1,000s) [Graph], ÌÇÐÄÆÆ½â°æ, June 27, 2024. [Online]. Available: /statistics/1077550/total-number-of-mortgage-sales-in-the-united-kingdom-by-borrower/