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Distribution of recent first-time buyers in England from 2022 to 2024, by mortgage term

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Source

Release date

November 2024

Region

United Kingdom (England)

Survey time period

2022 and 2024

Number of respondents

261

Special properties

first-time buyers residents for less than three years

Method of interview

Face-to-face interview

Supplementary notes

This statistic uses original data from the Department for Levelling Up, Housing and Communities and includes copyright material licensed under © Crown, the 

Citation formats

Average mortgage length for recent first-time buyers in England 2022-2024

Published by ÌÇÐÄÆƽâ°æ Research Department, Mar 7, 2025

Most mortgages for recent first-time buyers in England had a loan term of over 30 years in 2024. Nevertheless, the share of mortgages with a loan duration of over 30 years decreased from **** percent in 2022 to **** percent in 2024. Additionally, mortgages with a shorter duration of up to 19 years became slightly more common. 

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