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The source adds the following information: In total, 95 jurisdictions were identified in the original study, but only 82 could be effectively categorized within the established classification framework. The remaining jurisdictions may still be exploring or preparing frameworks without having yet formalized their open banking or open finance strategies.

The source classified the approaches as follows:

Regulation-led:

1. Mandated & standardized data sharing: Authorities require data sharing with customer consent and specify technical standards.
2. Mandated data sharing: Authorities require data sharing with customer consent but don't specify technical standards.
3. Standardized data sharing: Authorities don't mandate sharing but require specified standards if institutions participate.

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1. Guided implementation: Authorities issue non-mandatory standards/best practices, create incentives, and facilitate knowledge-sharing.
2. Voluntary: Markets develop independently with minimal government intervention or support.