This statistic is based on the annual EU survey on the use of Information and Communication Technologies in households and individuals. Data are collected on a yearly basis by the National Statistical Institutes and are based on Eurostat's annual model questionnaire.Â
Data refers to the share of individuals who used the internet for internet banking within the last three months before the survey. Internet banking includes electronic transactions with a bank for payment and similar activities, or for looking up account information.Â
Figures prior to 2013 are rounded.Â
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Online banking penetration in the Netherlands 2005-2025
The Netherlands has witnessed a remarkable surge in online banking adoption over the past two decades. In 2025, an impressive percent of individuals in the country used online banking services, marking a significant increase from just ** percent in 2005. This rapid growth reflects the Netherlands' position as a frontrunner in digital financial services adoption, outpacing many of its European counterparts.
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Eurostat. (December 16, 2025). Penetration rate of online banking in the Netherlands from 2005 to 2025 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 21, 2026, from /statistics/380863/online-banking-penetration-in-the-netherlands/
Eurostat. "Penetration rate of online banking in the Netherlands from 2005 to 2025." Chart. December 16, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 21, 2026. /statistics/380863/online-banking-penetration-in-the-netherlands/
Eurostat. (2025). Penetration rate of online banking in the Netherlands from 2005 to 2025. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 21, 2026. /statistics/380863/online-banking-penetration-in-the-netherlands/
Eurostat. "Penetration Rate of Online Banking in The Netherlands from 2005 to 2025." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 16 Dec 2025, /statistics/380863/online-banking-penetration-in-the-netherlands/
Eurostat, Penetration rate of online banking in the Netherlands from 2005 to 2025 ÌÇÐÄÆƽâ°æ, /statistics/380863/online-banking-penetration-in-the-netherlands/ (last visited July 21, 2026)
Penetration rate of online banking in the Netherlands from 2005 to 2025 [Graph], Eurostat, December 16, 2025. [Online]. Available: /statistics/380863/online-banking-penetration-in-the-netherlands/
