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Interest rate of bank loans to SMEs in the Netherlands from January 2003 to May 2026, by contract size

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Source

Release date

July 2026

Region

Netherlands

Survey time period

January 2003 to May 2026

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Monthly SME bank loan interest rates in Netherlands 2003-2026, by contract size

Published by ÌÇÐÄÆƽâ°æ Research Department, Jul 27, 2026

Interest rates on SME loans in late 2024 and beginning of 2026 converged a lot. While in previous years, the rates varied a lot depending on the size of the loan, those differences were significantly smaller by January 2026. Loans of over * have had the lowest interest rates in the past couple of years, but in May 2026 they were at **** percent. SMEs, or mkb (an abbreviation of midden- en kleinbedrijf) in Dutch, are a big provider for the economy in the Netherlands, as they are the second-largest type of business enterprise present in the country.

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